Great Rate Home Loan - Fixed 2 Year Owner Occupied
Basic home loan
- From (owner occupied)
- 6.29%
- 7.55% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years | 6.29% | 7.55% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Government charges Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Registration fee Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
| Discharge administration fee A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you. | Exit | $300.00 |
Features
- Cashback offer — 2500.00
- First Home Buyer offer for eligible loans used wholly or predominantly to purchase a residentially secured owner occupied loan. Under the Offer, the following payment will be paid to the Eligible Borrwer(s), subject to the terms and conditions: a. A cashback payment of $2,500 for applications greater than $250,000 with a Loan to Value Ratio (LVR) of equal to or less than 95%.
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Cashback offer — 2,500-3,000
- Online cashback offer available on eligible loans for applications submitted through our online application channel. See offer terms and conditions for details.
- Redraw facility
- Fee free redraw via Online Banking. $30 fee for over the counter redraw.
- Guarantor supported
- Extra repayments
Eligibility
- Residency status — Australian Residents only
- Individuals only
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Minimum age — 18 years
Constraints
- Minimum limit — $30,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3310 · View on CDR.gov.au · View Source Data (JSON)