Great Rate Home Loan - Fixed 3 Year Interest Only Owner Occupied
Basic home loan
- From (owner occupied)
- 6.49%
- 7.47% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years | 6.49% | 7.47% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Government charges Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Registration fee Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
| Discharge administration fee A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you. | Exit | $300.00 |
Features
- Guarantor supported
- Digital banking
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Extra repayments
- Redraw facility
- Fee free redraw via Online Banking. $30 fee for over the counter redraw.
- Cashback offer — 2500.00
- Switching to Greater Bank could score you up to $2,500 cashback. Applicable for eligible owner occupied and investment home loans. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $2,500 cashback for loans ≥$500,000 with LVR of less than or equal to 80%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.
Eligibility
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Individuals only
- Residency status — Australian Residents only
- Minimum age — 18 years
Constraints
- Minimum limit — $30,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3325 · View on CDR.gov.au