Standard Home Loan - Fixed 5 Year Interest Only Owner Occupied
Non discounted home loan
- From (owner occupied)
- 6.64%
- 7.52% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years | 6.64% | 7.52% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Conversion fee - Switch to any other loan type $350 to convert, for example between a variable to a fixed loan or between principal & interest to interest only. If more than one loan is being converted at the same time each additional loan converted will attract a reduced fee of $250. | Event | $350.00 |
| Government charges Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Registration fee Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
Features
- Guarantor supported
- Redraw facility
- Fee free redraw via Online Banking. $30 fee for over the counter redraw.
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Extra repayments
- Digital banking
Eligibility
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Residency status — Australian Residents only
- Individuals only
- Minimum age — 18 years
Constraints
- Minimum limit — $30,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3475 · View on CDR.gov.au · View Source Data (JSON)