Discounted Ultimate Packaged Home Loan - Variable Interest Only Owner Occupied
Packaged home loan, with multiple features for one annual fee
- From (owner occupied)
- 6.29%
- 6.57% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities. | 6.29% | 6.57% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Information fee - Per Page Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)). | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
| Government charges Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time). | Event | Variable |
| Registration fee Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security. | Event | Variable |
| Construction Loan Draw Down Fee Payable when we make a progress payment pursuant to your loan contract | Withdrawal | $80.00 |
| Discharge administration fee A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you. |
Features
- Extra repayments
- Digital banking
- Redraw facility
- Fee free redraw via Online Banking. $30 fee for over the counter redraw.
- Notifications — SMS or Email
- Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
- Offset account
- Ultimate Offset can be linked to Variable Rate Ultimate Home Loan
- Cashback offer — 2500.00
- Switching to Greater Bank could score you up to $2,500 cashback. Applicable for eligible owner occupied and investment home loans. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $2,500 cashback for loans ≥$500,000 with LVR of less than or equal to 80%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.
Eligibility
- Minimum age — 18 years
- Residency status — Australian Residents only
- Must be identifiable in terms of legislative requirements. Lending criteria apply.
- Individuals only
Constraints
- Minimum limit — $150,000.00
More Information
Published by Greater Bank Limited under the Consumer Data Right · Last updated 24 June 2026 · Product ID 3555 · View on CDR.gov.au · View Source Data (JSON)