---
title: "Car Loan — Health Professionals Bank"
description: "Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/2fe4a4cc-65e5-4b74-b5b4-10c1e4712a80
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:16:59.000+10:00
---

# Car Loan — Health Professionals Bank

> Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

With our car loan you can buy the car of your dreams, whether it's a new or used car up to 10 years old.

## At a glance

- **From:** 9.99% (10.21% comparison)

## Apply

Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/personal-loans/car-loans)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Loan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 9.99% | 10.21% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| APPLICATION_FEE — This fee is applicable when the loan is funded. · Discount −$150.00 — Personal Loan Application Fee Waiver (eligibility: Other: If you hold a Your Way Plus home loan package we waive the application fees for any personal loans.) | Upfront | $150.00 |

## Features

- **No ongoing fees**
- **Choose weekly, fortnightly or monthly repayments**
- **Make extra repayments**
- **A competitive variable interest rate**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **Digital banking** (24/7 access via internet banking, mobile app and phone banking)
- **Accessories like a car navigation system, alarm and your car insurance can be added to the loan**
- **No fee for early repayment**
- **Loan can be used to buy towable caravans, boats, motor cycles or classic cars**

## Eligibility

- **Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $5,000.00 (Minimum loan amount is $5,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000)

## More information from Health Professionals Bank

- [Overview](https://www.hpbank.com.au/personal-loans/car-loans)
- [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/consumer-lending.pdf)
- [Eligibility](https://www.hpbank.com.au/personal-loans/car-loans)
- [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by Health Professionals Bank under the Consumer Data Right
- Product ID: `2fe4a4cc-65e5-4b74-b5b4-10c1e4712a80`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/2fe4a4cc-65e5-4b74-b5b4-10c1e4712a80
- Provider page: https://www.cdrcompare.au/brands/health-professionals-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/2fe4a4cc-65e5-4b74-b5b4-10c1e4712a80) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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