--- title: "Term Deposit for Customers — Health Professionals Bank" description: "Term Deposits from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/933409b9-7d24-46cd-8d38-5a5b645f1b97 source: "CDR Compare" language: en-AU last_updated: 2026-08-17T13:48:44.000+10:00 --- # Term Deposit for Customers — Health Professionals Bank > Term Deposits from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** Take advantage of great returns on our term deposits. ## At a glance - **Fixed rate:** 5.25% (394 days) ## Apply Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/banking/term-deposit) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 119 days | 4.8% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 119 days | | Fixed · 119 days | 4.8% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 119 days | | Fixed · 149 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 149 days | | Fixed · 149 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 149 days | | Fixed · 179 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 179 days | | Fixed · 179 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 179 days | | Fixed · 209 days | 4.6% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 209 days | | Fixed · 209 days | 4.6% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 209 days | | Fixed · 239 days | 5% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 239 days | | Fixed · 239 days | 5% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 239 days | | Fixed · 269 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 269 days | | Fixed · 269 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 269 days | | Fixed · 299 days | 4.5% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 299 days | | Fixed · 299 days | 4.5% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 299 days | | Fixed · 329 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 329 days | | Fixed · 329 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 329 days | | Fixed · 364 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 364 days | | Fixed · 364 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 364 days | | Fixed · 394 days | 5.25% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 394 days | | Fixed · 394 days | 5.25% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 394 days | | Fixed · 544 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 544 days | | Fixed · 544 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 544 days | | Fixed · 729 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 729 days | | Fixed · 729 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 729 days | | Fixed · 1094 days | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 1094 days | | Fixed · 1094 days | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 1094 days | | Fixed · 3 months | 4.8% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 3 months | | Fixed · 3 months | 4.8% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 3 months | | Fixed · 4 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 4 months | | Fixed · 4 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 4 months | | Fixed · 5 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 5 months | | Fixed · 5 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 5 months | | Fixed · 6 months | 4.6% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 6 months | | Fixed · 6 months | 4.6% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 6 months | | Fixed · 7 months | 5% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 7 months | | Fixed · 7 months | 5% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 7 months | | Fixed · 8 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 8 months | | Fixed · 8 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 8 months | | Fixed · 9 months | 4.5% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 9 months | | Fixed · 9 months | 4.5% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 9 months | | Fixed · 10 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 10 months | | Fixed · 10 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 10 months | | Fixed · 11 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 11 months | | Fixed · 11 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 11 months | | Fixed · 1 year | 5.25% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 12 months | | Fixed · 1 year | 5.25% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 12 months | | Fixed · 17 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 17 months | | Fixed · 17 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 17 months | | Fixed · 23 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 23 months | | Fixed · 23 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 23 months | | Fixed · 35 months | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 35 months | | Fixed · 35 months | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 35 months | | Fixed · 3 years | 4% | Term Deposit for Customers_Tier_1; Term Deposit for Customers_Tier_1 | every 36 months | | Fixed · 3 years | 4% | Term Deposit for Customers_Tier_2; Term Deposit for Customers_Tier_2 | every 36 months | ## Features - **No account keeping fee** - **A guaranteed rate for terms from 3 to 36 months** - **Earn a competitive interest rate on your investment with a minimum opening balance of $1,000 can get you started.** - **Interest can be paid monthly, 12 monthly or at maturity.** - **For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.** - **We'll send you a written renewal notice before your deposit matures.** - **If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.** - **Digital banking** ## Eligibility - **Residency status** — Individuals must be citizens or permanent residents of Australia. ## Constraints - **Opening balance** — $1,000.00 - **Minimum balance** — $1,000.00 - **Maximum balance** — $499,999.99 (For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.) ## More information from Health Professionals Bank - [Overview](https://www.hpbank.com.au/banking/term-deposit) - [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/conditions-of-use.pdf) - [Eligibility](https://www.hpbank.com.au/banking/term-deposit) - [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf) ## Data provenance - Published by Health Professionals Bank under the Consumer Data Right - Product ID: `933409b9-7d24-46cd-8d38-5a5b645f1b97` - Last updated by the provider: 17 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/933409b9-7d24-46cd-8d38-5a5b645f1b97 - Provider page: https://www.cdrcompare.au/brands/health-professionals-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/933409b9-7d24-46cd-8d38-5a5b645f1b97) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)