---
title: "Fixed Rate Car Loan — Health Professionals Bank"
description: "Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/98a3d08f-3c77-430e-9bfa-29a9a12fdcf9
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:17:12.000+10:00
---

# Fixed Rate Car Loan — Health Professionals Bank

> Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.

## At a glance

- **From:** 6.19% (6.4% comparison)

## Apply

Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/personal-loans/car-loans)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 3 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 4 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 5 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |
| Fixed · 6 years | 6.19% | 6.4% | Fixed Rate Car Loan $10,000–$100,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| APPLICATION_FEE — This fee is applicable when the loan is funded. · Discount −$150.00 — Personal Loan Application Fee Waiver (eligibility: Other: If you hold a Your Way Plus home loan package we waive the application fees for any personal loans.) | Upfront | $150.00 |
| BREAK_FEE — At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 |

## Features

- **No ongoing fees**
- **Choose weekly, fortnightly or monthly repayments**
- **A competitive fixed interest rate**
- **Digital banking** (24/7 access via internet banking, mobile app and phone banking)
- **Loan can be used to buy towable caravans, boats, motor cycles or classic cars**
- **Accessories like a car navigation system, alarm and your car insurance can be added to the loan**

## Eligibility

- **Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $10,000.00 (Minimum loan amount is $10,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000)

## More information from Health Professionals Bank

- [Overview](https://www.hpbank.com.au/personal-loans/car-loans)
- [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/consumer-lending.pdf)
- [Eligibility](https://www.hpbank.com.au/personal-loans/car-loans)
- [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by Health Professionals Bank under the Consumer Data Right
- Product ID: `98a3d08f-3c77-430e-9bfa-29a9a12fdcf9`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/98a3d08f-3c77-430e-9bfa-29a9a12fdcf9
- Provider page: https://www.cdrcompare.au/brands/health-professionals-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/98a3d08f-3c77-430e-9bfa-29a9a12fdcf9) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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