Fixed Rate Car Loan
Personal LoansData Sharing Status
With our Fixed Rate Car Loan you can borrow as little as $10,000 for a new or used vehicle up to 10 years old.
- From
- 6.19%
- 6.4% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years | 6.19% | 6.4% | Fixed Rate Car Loan |
| Fixed · 4 years | 6.19% | 6.4% | Fixed Rate Car Loan |
| Fixed · 5 years | 6.19% | 6.4% | Fixed Rate Car Loan |
| Fixed · 6 years | 6.19% | 6.4% | Fixed Rate Car Loan |
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE This fee is applicable when the loan is funded.
| Upfront | $150.00 |
| BREAK_FEE At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 |
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Digital banking
- 24/7 access via internet banking, mobile app and phone banking
- Loan can be used to buy towable caravans, boats, motor cycles or classic cars
- Accessories like a car navigation system, alarm and your car insurance can be added to the loan
Eligibility
- Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $10,000.00Minimum loan amount is $10,000
- Maximum limit — $80,000.00Maximum loan amount is $80,000
More Information
Published by Health Professionals Bank under the Consumer Data Right · Last updated 13 July 2026 · Product ID 98a3d08f-3c77-430e-9bfa-29a9a12fdcf9 · View on CDR.gov.au