---
title: "All Purpose Personal Loan — Health Professionals Bank"
description: "Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/a84f9dd3-0307-4719-83db-868e366057b2
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-23T13:41:03.000+10:00
---

# All Purpose Personal Loan — Health Professionals Bank

> Personal Loans from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Pay for your holiday, wedding or get your debt (up to $50K) under control with a personal loan.

## At a glance

- **From:** 11.99% (12.14% comparison)

## Apply

Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/personal-loans/debt-consolidation)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 11.99% | 12.14% | All Purpose Personal Loan $4,000–$80,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| APPLICATION_FEE — This fee is applicable when the loan is funded. · Discount −$150.00 — Personal Loan Application Fee Waiver (eligibility: Other: If you hold a Your Way Plus home loan package we waive the application fees for any personal loans.) | Upfront | $150.00 |

## Features

- **No ongoing fees**
- **Make extra repayments**
- **Choose weekly, fortnightly or monthly repayments**
- **A competitive variable interest rate**
- **Debt consolidation, You can borrow up to $50,000 to consolidate your debts**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **Digital banking** (24/7 access via internet banking, mobile app and phone banking)
- **No fee for early repayment**
- **Ability to make lump sum payments**

## Eligibility

- **Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $4,000.00 (Minimum loan amount is $4,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.)

## More information from Health Professionals Bank

- [Overview](https://www.hpbank.com.au/personal-loans/debt-consolidation)
- [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/consumer-lending.pdf)
- [Eligibility](https://www.hpbank.com.au/personal-loans/debt-consolidation)
- [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by Health Professionals Bank under the Consumer Data Right
- Product ID: `a84f9dd3-0307-4719-83db-868e366057b2`
- Last updated by the provider: 23 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/a84f9dd3-0307-4719-83db-868e366057b2
- Provider page: https://www.cdrcompare.au/brands/health-professionals-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/a84f9dd3-0307-4719-83db-868e366057b2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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