---
title: "Starter Saver account — Health Professionals Bank"
description: "Transaction & Savings Accounts from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/ae92e68a-4104-4894-ba54-408c590a200b
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-30T10:18:30.000+10:00
---

# Starter Saver account — Health Professionals Bank

> Transaction & Savings Accounts from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.

## At a glance

- **Base rate:** 5.25%

## Apply

Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/banking/starter-saver)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.) | 5.25% | Starter Saver account_Tier_1 | monthly |
| Variable (The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.) | 4.25% | Starter Saver account_Tier_2 | monthly |

## Features

- **The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.**
- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Notifications** — Track payments with SMS and email alerts.
- **Unlimited transactions**

## Eligibility

- **You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Maximum age** — 29 years (This Product is only available for members aged under 30 years and Students)

## More information from Health Professionals Bank

- [Overview](https://www.hpbank.com.au/banking/starter-saver)
- [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/conditions-of-use.pdf)
- [Eligibility](https://www.hpbank.com.au/banking/starter-saver)
- [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by Health Professionals Bank under the Consumer Data Right
- Product ID: `ae92e68a-4104-4894-ba54-408c590a200b`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/ae92e68a-4104-4894-ba54-408c590a200b
- Provider page: https://www.cdrcompare.au/brands/health-professionals-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/ae92e68a-4104-4894-ba54-408c590a200b) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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