--- title: "Term Deposit — Health Professionals Bank" description: "Term Deposits from Health Professionals Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/health-professionals-bank/products/d83d54cb-1f10-4bfa-8cdb-8a186474372f source: "CDR Compare" language: en-AU last_updated: 2026-08-26T11:25:42.000+10:00 --- # Term Deposit — Health Professionals Bank > Term Deposits from Health Professionals Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** Take advantage of great returns on our term deposits. ## At a glance - **Fixed rate:** 5.25% (394 days) ## Apply Applications are handled by the provider: [Apply at Health Professionals Bank](https://www.hpbank.com.au/banking/term-deposit) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 119 days | 4.8% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 119 days | | Fixed · 119 days | 4.8% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 119 days | | Fixed · 149 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 149 days | | Fixed · 149 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 149 days | | Fixed · 179 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 179 days | | Fixed · 179 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 179 days | | Fixed · 209 days | 4.6% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 209 days | | Fixed · 209 days | 4.6% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 209 days | | Fixed · 239 days | 5% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 239 days | | Fixed · 239 days | 5% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 239 days | | Fixed · 269 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 269 days | | Fixed · 269 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 269 days | | Fixed · 299 days | 4.5% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 299 days | | Fixed · 299 days | 4.5% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 299 days | | Fixed · 329 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 329 days | | Fixed · 329 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 329 days | | Fixed · 364 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 364 days | | Fixed · 364 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 364 days | | Fixed · 394 days | 5.25% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 394 days | | Fixed · 394 days | 5.25% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 394 days | | Fixed · 544 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 544 days | | Fixed · 544 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 544 days | | Fixed · 729 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 729 days | | Fixed · 729 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 729 days | | Fixed · 1094 days | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 1094 days | | Fixed · 1094 days | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 1094 days | | Fixed · 3 months | 4.8% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 3 months | | Fixed · 3 months | 4.8% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 3 months | | Fixed · 4 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 4 months | | Fixed · 4 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 4 months | | Fixed · 5 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 5 months | | Fixed · 5 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 5 months | | Fixed · 6 months | 4.6% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 6 months | | Fixed · 6 months | 4.6% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 6 months | | Fixed · 7 months | 5% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 7 months | | Fixed · 7 months | 5% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 7 months | | Fixed · 8 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 8 months | | Fixed · 8 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 8 months | | Fixed · 9 months | 4.5% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 9 months | | Fixed · 9 months | 4.5% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 9 months | | Fixed · 10 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 10 months | | Fixed · 10 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 10 months | | Fixed · 11 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 11 months | | Fixed · 11 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 11 months | | Fixed · 1 year | 5.25% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 12 months | | Fixed · 1 year | 5.25% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 12 months | | Fixed · 17 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 17 months | | Fixed · 17 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 17 months | | Fixed · 23 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 23 months | | Fixed · 23 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 23 months | | Fixed · 35 months | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 35 months | | Fixed · 35 months | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 35 months | | Fixed · 3 years | 4% | Term Deposit_Tier_1; Term Deposit_Tier_1 | every 36 months | | Fixed · 3 years | 4% | Term Deposit_Tier_2; Term Deposit_Tier_2 | every 36 months | ## Features - **No account keeping fee** - **A guaranteed rate for terms from 3 to 36 months** - **Earn a competitive interest rate on your investment with a minimum opening balance of $1,000 can get you started.** - **Interest can be paid monthly, 12 monthly or at maturity.** - **For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.** - **We'll send you a written renewal notice before your deposit matures.** - **If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.** - **Digital banking** ## Eligibility - **You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. shareholders) of the Bank.** - **Residency status** — Individuals must be citizens or permanent residents of Australia. ## Constraints - **Opening balance** — $1,000.00 - **Minimum balance** — $1,000.00 - **Maximum balance** — $499,999.99 (For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.) ## More information from Health Professionals Bank - [Overview](https://www.hpbank.com.au/banking/term-deposit) - [Terms & conditions](https://www.hpbank.com.au/content/dam/documents/collateral/conditions-of-use.pdf) - [Eligibility](https://www.hpbank.com.au/banking/term-deposit) - [Fees & pricing](https://www.hpbank.com.au/content/dam/documents/collateral/fees-and-charges.pdf) ## Data provenance - Published by Health Professionals Bank under the Consumer Data Right - Product ID: `d83d54cb-1f10-4bfa-8cdb-8a186474372f` - Last updated by the provider: 26 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/health-professionals-bank/d83d54cb-1f10-4bfa-8cdb-8a186474372f - Provider page: https://www.cdrcompare.au/brands/health-professionals-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000147 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/health-professionals-bank/products/d83d54cb-1f10-4bfa-8cdb-8a186474372f) — product data published by Australian data holders under the Consumer Data Right. 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