Star Blue
Home LoansHomestar Finance
Star Blue
- From (investment)
- 6.93%
- 7.02% comparison
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.93% | 7.02% | Loan-to-Value Ratio (LVR)Loan amount |
| Variable | 7.03% | 7.19% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 3 years | 7.83% | 7.61% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 1 year | 7.83% | 7.44% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 2 years | 7.83% | 7.53% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 5 years | 7.93% | 7.8% |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.33% | 7.42% | Loan-to-Value Ratio (LVR)Loan amount |
| Variable | 7.43% | 7.51% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 3 years | 8.23% | 7.73% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 2 years | 8.23% | 7.62% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 1 year | 8.23% | 7.49% | Loan-to-Value Ratio (LVR)Loan amount |
| Fixed · 5 years | 8.33% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Account Variation Fee This fee is applicable for SMSF Loans | Variation | $250.00 |
| Loan Facility Variation Fee This fee is applicable for SMSF Loans | Variation | $450.00 |
| Discharge Administration Fee This fee is applicable for SMSF Loans | Exit | $2,200.00 |
| Third Party Costs This fee is applicable for SMSF Loans | Upfront | $595.00 |
| Valuation Fee This fee is applicable for SMSF Loans. Commercial Only (approx. At Cost) | Upfront | $2,500.00 |
| Valuation Fee This fee is applicable for SMSF Loans. Metro Locations under $1m or at cost | Upfront | $244.20 |
| Lender's Annual Facility Fee Charged yearly · Applicable only for Fixed Rates | Ongoing |
Features
- Offset account
- Offset facility
- Flexible repayment options
- Extra repayments
- Unlimited extra repayments
- Digital wallet — Digital Wallet
- SMSF, Super contributions and rental income
Eligibility
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
- meets our lending eligibility criteria
- must hold the legal interest in the security property on trust for the SMSF
- must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993
- must hold a beneficial interest in the security property
- the SMSF has a Corporate Trustee
- Residency status — the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia
Constraints
- Minimum balance — $50,000.00Minimum loan amount $50,000 per security.
- Maximum balance — $3,500,000.00Maximum loan amount up to $3,500,000 per security.
- Maximum Loan Term: 360 months — 360
- Maximum LVR — 80%This loan has a maximum LVR of 80%.
Published by Homestar Finance Pty Ltd under the Consumer Data Right · Last updated 9 July 2026 · Product ID Star Blue