---
title: "Star Blue Commercial — Homestar Finance Pty Ltd"
description: "Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Blue%20Commercial
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T04:17:37.292073Z
---

# Star Blue Commercial — Homestar Finance Pty Ltd

> Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Homestar Finance**

Star Blue Commercial

## At a glance

- **From (investment):** 7.53% (7.79% comparison)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.53% | 7.79% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Variable | 7.63% | 7.89% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 8.43% | 8.22% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 8.43% | 8.31% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 8.43% | 8.39% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 8.53% | 8.51% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 8.53% | 8.59% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 8.53% | 8.32% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 8.53% | 8.41% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 8.53% | 8.49% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 8.63% | 8.61% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 8.63% | 8.69% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 7.93% | 8.19% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Variable | 8.03% | 8.29% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 8.83% | 8.26% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 8.83% | 8.4% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 8.83% | 8.52% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 8.93% | 8.67% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 2 years | 8.93% | 8.5% | Loan-to-Value Ratio (LVR) 70.01–75%; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 8.93% | 8.79% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Fixed · 1 year | 8.93% | 8.36% | Loan-to-Value Ratio (LVR) 70.01–75%; Loan amount $50,000–$3,500,000 |
| Fixed · 3 years | 8.93% | 8.62% | Loan-to-Value Ratio (LVR) 70.01–75%; Loan amount $50,000–$3,500,000 |
| Fixed · 4 years | 9.03% | 8.77% | Loan-to-Value Ratio (LVR) $0.70–$0.75; Loan amount $50,000–$3,500,000 |
| Fixed · 5 years | 9.03% | 8.89% | Loan-to-Value Ratio (LVR) 70.01–75%; Loan amount $50,000–$3,500,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Facility Variation Fee — This fee is applicable for SMSF Loans | Variation | $450.00 |
| Loan Account Variation Fee — This fee is applicable for SMSF Loans | Variation | $250.00 |
| Discharge Administration Fee — This fee is applicable for SMSF Loans | Exit | $2,200.00 |
| Valuation Fee — This fee is applicable for SMSF Loans. Commercial Only (approx. At Cost) | Upfront | $2,500.00 |
| Valuation Fee — This fee is applicable for SMSF Loans. Metro Locations under $1m or at cost | Upfront | $244.20 |
| Third Party Costs — This fee is applicable for SMSF Loans | Upfront | $595.00 |
| Lender's Annual Facility Fee — Charged yearly · Applicable only for Fixed Rates | Ongoing | $395.00 |
| Fixed Rate Lock Fee — Optional | Upfront | $495.00 |

## Features

- **SMSF, Super contributions 
and rental income**
- **Flexible repayment options**
- **Extra repayments** (Unlimited extra repayments)
- **Digital banking** (Online internet access)
- **Offset account** (Offset facility)

## Eligibility

- **Business customers** (the SMSF has a Corporate Trustee)
- **Minimum age** — 18 years
- **meets our lending eligibility criteria**
- **must hold the legal interest in the security property on trust for the SMSF**
- **must meet all relevant legislative and associated regulation requirements to acquire the property & 
borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993**
- **Residency status** — the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia
- **Customer must hold a beneficial interest in the security property**
- **provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports 
the loan also meets our lending eligibility criteria.**

## Constraints

- **Minimum balance** — $50,000.00 (Minimum loan amount $50,000 per security.)
- **Maximum balance** — $3,500,000.00 (Maximum loan amount up to $3,500,000 per security. )
- **Maximum Loan Term: 360 months ** — 360
- **Maximum LVR** — 80% (This loan has a maximum LVR of 80%.)

## Data provenance

- Published by Homestar Finance Pty Ltd under the Consumer Data Right
- Product ID: `Star Blue Commercial`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/homestar-finance-pty-ltd/Star%20Blue%20Commercial
- Provider page: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Blue%20Commercial) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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