---
title: "Star Choice — Homestar Finance Pty Ltd"
description: "Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Choice
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T04:18:35.727472Z
---

# Star Choice — Homestar Finance Pty Ltd

> Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Homestar Finance**

Star Choice

## At a glance

- **From (owner occupied):** 6.58% (6.32% comparison)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.58% | 6.32% | Loan-to-Value Ratio (LVR) ≤85%; Loan amount $50,000–$2,500,000 |
| Variable | 7.08% | 6.6% | Loan-to-Value Ratio (LVR) 85.01–90%; Loan amount $50,000–$2,500,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.88% | 6.62% | Loan-to-Value Ratio (LVR) ≤85%; Loan amount $50,000–$2,500,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Settlement Fee — Applicable when loan purpose is Investment | Upfront | $395.00 |
| Loan Settlement Fee — Applicable when loan purpose is Owner Occupied | Upfront | $0.00 |
| Loan Facility Variation Fee — This fee is applicable for Standard Loans | Variation | $300.00 |
| Loan Account Variation Fee — This fee is applicable for Standard Loans | Variation | $150.00 |
| Discharge Administration Fee — This fee is applicable for Standard Loans | Exit | $595.00 |
| Valuation Fee —  Metro Locations under $1m - Construction Only | Upfront | $244.20 |
| Valuation Fee — The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee | Upfront | $0.00 – $0.00 |
| Third Party Costs — At cost | Other | From $0.00 |
| Land Registry Fees — At Cost | Other | From $0.00 |

## Features

- **Cash out**
- **Multiple loan splits**
- **Pay anyone, BPAY**
- **Digital wallet** — Digital wallet payments - Google Pay and Apple Pay
- **Flexible repayment options**
- **Card access** — Visa Debit card
- **Redraw facility** (Redraw)
- **Digital banking** (Online internet access)
- **Extra repayments** (Unlimited extra repayments)
- **Offset account** (Offset facility)
- **Lender Paid LMI **

## Eligibility

- **Residency status** — Customer is either an Australian Citizen or a Permanent Resident of Australia
- **Minimum age** — 18 years (Customer be at least 18 years of age and above)
- **Customer meets our lending eligibility criteria**
- **Customer provide sufficient security in accordance with our lending eligibility criteria**
- **Customer needs a guarantor who supports the loan also meets our lending eligibility criteria.**
- **Individuals only** (Customers are individual borrowers (as single or joint borrowers))

## Constraints

- **Minimum balance** — $50,000.00 (Minimum loan amount $50,000 per security.)
- **Maximum balance** — $2,500,000.00 (Maximum loan amount up to $2,500,000 per security.)
- **Maximum Loan Term: 360 months ** — 360
- **Maximum LVR** — 90% (This loan has a maximum LVR of 90%.)

## Data provenance

- Published by Homestar Finance Pty Ltd under the Consumer Data Right
- Product ID: `Star Choice`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/homestar-finance-pty-ltd/Star%20Choice
- Provider page: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Choice) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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