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Star Classic

Home LoansHomestar Finance

Star Classic

From (owner occupied): 6.08%; 6.08% comparison

Interest Rates

Owner occupied — Principal & interest

Type	Rate	Comparison	Applies To
Variable	6.08%	6.08%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Variable	6.18%	6.18%	Loan-to-Value Ratio (LVR) 70.01–80%Loan amount $50,000–$3,500,000
Variable	6.43%	6.43%	Loan-to-Value Ratio (LVR) 80.01–85%Loan amount $50,000–$3,000,000
Variable	6.68%	6.68%	Loan-to-Value Ratio (LVR) 85.01–90%Loan amount $50,000–$3,000,000
Fixed · 1 year	6.98%	6.53%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed · 2 years	6.98%	6.58%

Owner occupied — Interest only

Type	Rate	Comparison	Applies To
Variable	6.48%	6.48%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Variable	6.58%	6.58%	Loan-to-Value Ratio (LVR) 70.01–80%Loan amount $50,000–$3,500,000
Fixed · 2 years	7.38%	6.69%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed · 1 year	7.38%	6.6%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed · 3 years	7.38%	6.77%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed

Investment — Principal & interest

Type	Rate	Comparison	Applies To
Variable	6.38%	6.41%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Variable	6.48%	6.51%	Loan-to-Value Ratio (LVR) 70.01–80%Loan amount $50,000–$3,500,000
Variable	6.73%	6.76%	Loan-to-Value Ratio (LVR) 80.01–85%Loan amount $50,000–$3,000,000
Variable	6.98%	7.01%	Loan-to-Value Ratio (LVR) 85.01–90%Loan amount $50,000–$3,000,000
Fixed · 3 years	7.28%	6.67%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed · 1 year

Investment — Interest only

Type	Rate	Comparison	Applies To
Variable	6.78%	6.81%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Variable	6.88%	6.91%	Loan-to-Value Ratio (LVR) 70.01–80%Loan amount $50,000–$3,500,000
Variable	7.13%	7.16%	Loan-to-Value Ratio (LVR) 80.01–85%Loan amount $50,000–$3,000,000
Variable	7.38%	7.41%	Loan-to-Value Ratio (LVR) 85.01–90%Loan amount $50,000–$3,000,000
Fixed · 1 year	7.68%	6.9%	Loan-to-Value Ratio (LVR) ≤70%Loan amount $50,000–$3,500,000
Fixed · 2 years	7.68%

Fees

Fee	Type	Amount
Lenders Protection Fee This fee is applicable to loans with an LVR from 80% to 81% for Investment properties	Upfront	1.75% of balance
Lenders Protection Fee This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.	Upfront	4.75% of balance
Lenders Protection Fee This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.	Upfront	5.25% of balance
Lenders Protection Fee This fee is applicable to loans with an LVR from 81% to 82% for Investment properties	Upfront	2% of balance
Lenders Protection Fee This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.	Upfront	4% of balance
Lenders Protection Fee This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.	Upfront	1.75% of balance

Features

Cash out
Multiple loan splits
Pay anyone, BPAY and digital wallet payments
Flexible repayment options
Card access — Visa Debit card
Redraw facility: Redraw
Digital wallet — Digital Wallet
Extra repayments: Unlimited extra repayments

Eligibility

Minimum age — 18 yearsbe at least 18 years of age and above
Individuals onlyare individual borrowers (as single or joint borrowers)
meets our lending eligibility criteria
provide sufficient security in accordance with our lending eligibility criteria
a guarantor who supports the loan also meets our lending eligibility criteria
Residency status — is either an Australian Citizen or a Permanent Resident of Australia

Constraints

Minimum balance — $50,000.00Minimum loan amount $50,000 per security.
Maximum balance — $3,500,000.00Maximum loan amount up to $3,500,000 per security.
Maximum Loan Term: 360 months — 360
Maximum LVR — 95%This loan has a maximum LVR of 95%.

Published by Homestar Finance Pty Ltd under the Consumer Data Right · Last updated 9 July 2026 · Product ID Star Classic · View Source Data (JSON)