---
title: "Star Classic Construction Loan — Homestar Finance Pty Ltd"
description: "Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Classic%20Construction%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T04:18:35.727482Z
---

# Star Classic Construction Loan — Homestar Finance Pty Ltd

> Home Loans from Homestar Finance Pty Ltd. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Homestar Finance**

Star Classic Construction Loan

## At a glance

- **From (owner occupied):** 6.48% (6.48% comparison)

## Interest rates

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.48% | 6.48% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Variable | 6.58% | 6.58% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.78% | 6.81% | Loan-to-Value Ratio (LVR) ≤70%; Loan amount $50,000–$3,500,000 |
| Variable | 6.88% | 6.91% | Loan-to-Value Ratio (LVR) 70.01–80%; Loan amount $50,000–$3,500,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Discharge Administration Fee — This fee is applicable for Standard Loans | Exit | $595.00 |
| Valuation Fee —  Metro Locations under $1m - Construction Only | Upfront | $244.20 |
| Valuation Fee — The minimum cost will be covered, any additional expenses incurred due to travel or properties greater than $1m in value may incur a fee | Upfront | $0.00 – $0.00 |
| Upfront Construction Review Fee | Upfront | $750.00 |
| Third Party Costs — This fee is applicable for Standard Loans- Construction Only | Upfront | $264.00 |
| Progress Payment Inspection Fee — Applicable for Metro Location under 1M. At Cost. | Other | From $0.00 |
| Upfront Construction Risk Fee — This is rate is only applicable for Investment properties. | Upfront | 0.5% of balance |

## Features

- **Cash out**
- **Multiple loan splits**
- **Pay anyone, BPAY**
- **Digital wallet** — Digital wallet payments - Google Pay and Apple Pay
- **Card access** — Visa Debit card
- **Redraw facility** (Redraw)
- **Flexible repayment options**
- **Offset account** (Offset facility)
- **Extra repayments** (Unlimited extra repayments)
- **Digital banking** (Online internet access)

## Eligibility

- **Residency status** — Customer is either an Australian Citizen or a Permanent Resident of Australia
- **Customer provide sufficient security in accordance with our lending eligibility criteria**
- **Individuals only** (Individual borrowers (as single or joint borrowers))
- **Minimum age** — 18 years (Customer must be at least 18 years of age and above)
- **Customer needs a guarantor who supports the loan also meets our lending eligibility criteria**
- **Customer meets our lending eligibility criteria**

## Constraints

- **Minimum balance** — $50,000.00 (Minimum loan amount $50,000 per security.)
- **Maximum balance** — $3,500,000.00 (Maximum loan amount up to $3,500,000 per security. )
- **Maximum Loan Term: 360 months ** — 360
- **Maximum LVR** — 80% (This loan has a maximum LVR of 80%.)

## Data provenance

- Published by Homestar Finance Pty Ltd under the Consumer Data Right
- Product ID: `Star Classic Construction Loan`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/homestar-finance-pty-ltd/Star%20Classic%20Construction%20Loan
- Provider page: https://www.cdrcompare.au/brands/homestar-finance-pty-ltd

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/homestar-finance-pty-ltd/products/Star%20Classic%20Construction%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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