---
title: "Term Deposit — Horizon Bank"
description: "Term Deposits from Horizon Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/horizon-bank/products/I50_I500001
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-17T17:59:37.000+10:00
---

# Term Deposit — Horizon Bank

> Term Deposits from Horizon Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · HORIZON BANK**

Lock away your money with confidence knowing how much you'll earn. Choose from one of our flexible terms on offer, the minimum investment is $1000.

## At a glance

- **Fixed rate:** 5% (1 year)

## Apply

Applications are handled by the provider: [Apply at Horizon Bank](https://horizonbank.com.au/forms/savings-account-or-term-deposit-application/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month | 2% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 1 month | at maturity |
| Fixed · 2 months | 2% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 2 months | at maturity |
| Fixed · 3 months | 4.4% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 3 months | at maturity |
| Fixed · 4 months | 4.6% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 4 months | at maturity |
| Fixed · 6 months | 4.8% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 6 months | at maturity |
| Fixed · 9 months | 4.9% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 9 months | at maturity |
| Fixed · 1 year | 5% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 12 months | at maturity |
| Fixed · 2 years | 4.9% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 24 months | every 365 days |
| Fixed · 3 years | 4.5% | Term Deposit_Tier $1,000–$9,999,999.99; Term Deposit_Tier 36 months | every 365 days |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ACCESS_&_EARLY_REDEMPTIONS — Withdrawals prior to the maturity date are permitted, however money withdrawn early from a term deposit will be paid at an adjusted rate of interest. The adjusted rate is based on the percentage of the original term remaining. | Withdrawal | $25.00 |

## Features

- **Digital banking** (Internet Banking and Mobile Banking App.)

## Constraints

- **Minimum balance** — $1,000.00

## More information from Horizon Bank

- [Overview](https://horizonbank.com.au/savings/term-deposits/term-deposits/)
- [Terms & conditions](https://horizonbank.com.au/more/important-info/disclosure-documents/)
- [Fees & pricing](https://horizonbank.com.au/more/important-info/fees-and-charges/)

## Data provenance

- Published by Horizon Bank under the Consumer Data Right
- Product ID: `I50_I500001`
- Last updated by the provider: 17 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/horizon-bank/I50_I500001
- Provider page: https://www.cdrcompare.au/brands/horizon-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000211

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/horizon-bank/products/I50_I500001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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