First Home Buyer Loan
Our competitive variable rate loan for first home buyers
- From (owner occupied)
- 5.74%
- 5.74% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 5.74% | 5.74% | <=70% LVR |
| Variable For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. | 5.89% | 5.89% | >70% LVR |
Features
- Redraw facility
- Digital banking
- Offset account
- Real-time payments (NPP)
- Extra repayments
Eligibility
- Individuals only
- This loan is only available for First Home buyers
Constraints
- Minimum balance — $250,000.00
- Maximum LVR — 95%
More Information
Published by Horizon Bank under the Consumer Data Right · Last updated 21 May 2026 · Product ID L12_FirstHomeBuyer · View on CDR.gov.au