---
title: "Personal Saving Freeze — Horizon Bank"
description: "Personal Loans from Horizon Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/horizon-bank/products/L28_L280001
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-22T09:58:20.000+10:00
---

# Personal Saving Freeze — Horizon Bank

> Personal Loans from Horizon Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · HORIZON BANK**

Personal Saving Freeze

## At a glance

- **From:** 6.54% (6.75% comparison)

## Apply

Applications are handled by the provider: [Apply at Horizon Bank](https://forms.unpz.au/form?id=0e59f9ae8f4709bdb38e0606359b4f09:d46ce3a8-1726-4fd2-b451-23157ea36e6a)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The comparison rate is calculated on a loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.) | 6.54% | 6.75% | — |

## Features

- **Redraw facility**
- **Digital banking**
- **Real-time payments (NPP)**

## Eligibility

- **Individuals only**

## Constraints

- **Minimum limit** — $500.00
- **Maximum LVR** — 100%

## More information from Horizon Bank

- [Overview](https://horizonbank.com.au/loans/personal-loans/secured-personal-loans/)
- [Terms & conditions](https://horizonbank.com.au/more/important-info/disclosure-documents/)
- [Fees & pricing](https://horizonbank.com.au/more/important-info/fees-and-charges/)

## Data provenance

- Published by Horizon Bank under the Consumer Data Right
- Product ID: `L28_L280001`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/horizon-bank/L28_L280001
- Provider page: https://www.cdrcompare.au/brands/horizon-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000211

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/horizon-bank/products/L28_L280001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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