---
title: "3 Year Fixed Home Loan - Interest Only — Horizon Bank"
description: "Home Loans from Horizon Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/horizon-bank/products/L45_L450001
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-18T09:48:02.000+10:00
---

# 3 Year Fixed Home Loan - Interest Only — Horizon Bank

> Home Loans from Horizon Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · HORIZON BANK**

Int Only Fixed 3 yrs

## At a glance

- **From (owner occupied):** 6.14% (6.63% comparison)

## Apply

Applications are handled by the provider: [Apply at Horizon Bank](https://forms.unpz.au/form?id=0e59f9ae8f4709bdb38e0606359b4f09:d46ce3a8-1726-4fd2-b451-23157ea36e6a)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 3 years | 6.14% | 6.63% | <=70% LVR |
| Fixed · 3 years | 6.29% | 6.78% | >70% LVR |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| 350_ESTABLISHMENT_FEE | Upfront | $350.00 |
| 150_OFFSET_FEE — Charged yearly · Only payable if OFFSET feature enabled | Ongoing | $150.00 |
| LEGAL_AND_VALUATION_FEES — Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable. | Cash advance | $0.00 |
| OTHER_FEES_AND_CHARGES_MAY_APPLY — A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/ | Cash advance | $0.00 |

## Features

- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**
- **Redraw facility**
- **Offset account**
- **Extra repayments**

## Eligibility

- **Individuals only**

## More information from Horizon Bank

- [Terms & conditions](https://horizonbank.com.au/more/important-info/disclosure-documents/)
- [Fees & pricing](https://horizonbank.com.au/more/important-info/fees-and-charges/)

## Data provenance

- Published by Horizon Bank under the Consumer Data Right
- Product ID: `L45_L450001`
- Last updated by the provider: 17 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/horizon-bank/L45_L450001
- Provider page: https://www.cdrcompare.au/brands/horizon-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000211

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/horizon-bank/products/L45_L450001) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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