VISA CREDIT CARD
VISA CREDIT CARD
- Purchase rate
- 12.95%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Introductory · 5 months | 7.96% | — | — |
| Cash advance | 12.95% | — | — |
| Purchase | 12.95% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| STATEMENT_COPY | Event | $2.50 |
| VISA_CARD_CHARGE_BACK | Event | $29.00 |
| VISA_CARD_REPLACEMENT Australia only | Event | $9.00 |
| VISA_CARD_REPLACEMENT_(EMERGENCY) | Event | $30.00 |
| VISA_CARD_VOUCHER_RETRIEVAL | Event | $24.00 |
| VISA_CREDIT_CARD_LATE_PAYMENT_FEE | Event | $10.00 |
Features
- Card access — Visa Credit
- Additional cards
- Interest-free period
- Up to 55 days interest free on purchases
- Digital wallet — Apple Pay, Samsung Pay and Google Pay
- Digital banking
- Internet Banking and Mobile Banking App.
- Real-time payments (NPP)
- This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds
- PayID
- Create a PayID through Horizon Bank s Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details.
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $500.00
- Minimum balance — $30,000.00
More Information
Published by Horizon Bank under the Consumer Data Right · Last updated 23 October 2025 · Product ID S97_S970001 · View on CDR.gov.au