---
title: "HSBC Virtual Card — HSBC Bank Australia Limited – Wholesale Banking"
description: "Credit & Charge Cards from HSBC Bank Australia Limited – Wholesale Banking. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hsbc-bank-australia-limited-wholesale-banking/products/CR3
source: "CDR Compare"
language: en-AU
last_updated: 2025-12-02T07:09:54.418Z
---

# HSBC Virtual Card — HSBC Bank Australia Limited – Wholesale Banking

> Credit & Charge Cards from HSBC Bank Australia Limited – Wholesale Banking. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · Negotiable rates**

Single and multi use virtual cards for corporate expenditure

## Apply

Applications are handled by the provider: [Apply at HSBC Bank Australia Limited – Wholesale Banking](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Penalty | 15.75% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Overseas Transaction Fee — Overseas Transaction Fee per foreign transaction | Transaction | 3% of transaction |
| Late Payment Reminder Fee | Event | $30.00 |
| Disputed Transaction Charge — Per item disputed where the resultant investigation confirms liability for the transaction is with the cardholder | Event | $10.00 |
| Disputed Item Charge | Event | $10.00 |

## Features

- **Card access** — Virtual cards are generated by the corporate on request and available for immediate use
- **Additional cards** (Additional cards can be issued under the facility)
- **Unlimited transactions** (Unlimited transactions up to credit limit)
- **Interest-free period** — 55 days
- **Insurance included** — Complimentary unauthorised transaction insurance 
- **Digital banking** (Online card management portal available)
- **Bill payment (BPAY)** — Mandatory direct debit, BPAY available
- **Notifications** — Alerts such as fraud alerts, spending alerts, and more
- **Company Liability only**

## Eligibility

- **Business customers** (Business / Corporate applicants only)

## More information from HSBC Bank Australia Limited – Wholesale Banking

- [Overview](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)
- [Terms & conditions](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)
- [Eligibility](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)
- [Fees & pricing](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)
- [Bundle information](https://www.business.hsbc.com.au/en-au/solutions/corporate-card)

## Data provenance

- Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right
- Product ID: `CR3`
- Last updated by the provider: 2 December 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hsbc-bank-australia-limited-wholesale-banking/CR3
- Provider page: https://www.cdrcompare.au/brands/hsbc-bank-australia-limited-wholesale-banking
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000340

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hsbc-bank-australia-limited-wholesale-banking/products/CR3) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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