HSBC Virtual Card
Single and multi use virtual cards for corporate expenditure
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty | 15.75% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Transaction Fee Overseas Transaction Fee per foreign transaction | Transaction | 3% of transaction |
| Late Payment Reminder Fee | Event | $30.00 |
| Disputed Transaction Charge Per item disputed where the resultant investigation confirms liability for the transaction is with the cardholder | Event | $10.00 |
| Disputed Item Charge | Event | $10.00 |
Features
- Card access — Virtual cards are generated by the corporate on request and available for immediate use
- Additional cards
- Additional cards can be issued under the facility
- Unlimited transactions
- Unlimited transactions up to credit limit
- Interest-free period — 55 days
- Insurance included — Complimentary unauthorised transaction insurance
- Digital banking
- Online card management portal available
- Bill payment (BPAY) — Mandatory direct debit, BPAY available
Eligibility
- Business customersBusiness / Corporate applicants only
More Information
Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right · Last updated 2 December 2025 · Product ID CR3 · View on CDR.gov.au · View Source Data (JSON)