31 Day Notice Account
HSBC’s 31 Day Notice Account (31DNA) is a deposit available in AUD and USD that rewards long term behavior by paying an enhanced yield on funds held prior to notice of withdrawal. Withdrawals are subject to a notice period during which the credit interest rate applied will reflect the reducing residual term.
- Base rate
- 0.1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Market linked | 0.1% | — | daily |
Features
- Relationship management
- Digital banking
- Enablement to view account information over HSBCnet
- Redirection of Credit Interest - Ability to direct enhanced credit interest to either the Notice account itself or to a business operating account.
Eligibility
- Business customersCorporate and Financial Institution customers.
Constraints
- Minimum balance — $1,000,000.00
- Opening balance — $1,000,000.00
Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right · Last updated 18 February 2026 · Product ID ND3 · View on CDR.gov.au · View Source Data (JSON)