Secured Personal Loan
No matter if its home renovations or holidays, we offer personal loans with low fixed rates and free online redraw for all occasions
- From
- 8.49%
- 8.7% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed Interest is calculated daily and applied monthly | 8.49% | 8.7% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| DUPLICATESTATEMENTFEE Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. | Event | $2.00 |
| CONSENT_FEE Payable when you ask us to consent to a second mortgage on any security | Event | $150.00 |
| CONTRACTVARIATIONFEE Payable in the event we agree to vary your loan agreement | Event | $300.00 |
| DEFAULTFEE Payable on the last day of each month during which there is an amount overdue for payment on your loan. | Payment | $20.00 |
| PHOTOCOPYFEE $3 per page. Payable when you ask us to photocopy documents for you | Event | $3.00 |
| LEGALCOSTS Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security | Cash advance | $0.00 |
Features
- Redraw facility
- Digital banking
- No monthly account keeping fees
- No early repayment fees
- Flexible repayments- weekly, fortnightly or monthly repayments available
- Discounted rates for Hume Property Package holders
- Loan term of 1-5 years
Eligibility
- Minimum age — 18 years18
- Residency status — Must be an Australian resident or citizen, with an Australian residential mailing address
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
Constraints
- Minimum limit — $2,000.00
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 17 April 2026 · Product ID L21V1 · View on CDR.gov.au