---
title: "Business Line of Credit - Commercially Secured — Hume Bank"
description: "Business Loans from Hume Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hume-bank/products/L48V1
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T15:16:06.000+10:00
---

# Business Line of Credit - Commercially Secured — Hume Bank

> Business Loans from Hume Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · HUME BANK LIMITED**

A line of credit means you can access and draw on funds at any time, repay as much or as little as you like (as long as you cover the interest, fees & charges each month) until the end of loan term.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| AGENT_FEE — Payable if we need to instruct an agent in connection with the settlement of your loan | Payment | $150.00 |
| TITLEPRODFEE — Payable when you ask us to produce the title to you or another credit provider | Event | $150.00 |
| TITLESEARCH — Payable when you undertake a title search in relation to any security | Event | $50.00 |
| SETTLEMENTATTFEE — Payable when we are required to attend any settlement on your behalf | Event | $75.00 |
| SEARCHFEE — Payable when we undertake any search in relation to your company or business at ASIC | Event | $20.00 |
| PHOTOCOPYFEE — $3 per page. Payable when you ask us to photocopy documents for you | Event | $3.00 |
| DISCHARGE_FEE — Payable when any security is wholly or partially discharged. | Exit | $350.00 |
| CONSENT_FEE — Payable when you ask us to consent to a second mortgage on any security | Event | $150.00 |
| DEFAULTFEE — Payable on the last day of each month during which there is an amount overdue for payment on your loan. | Payment | $20.00 |
| CHQFEE — Payable for each cheque required on settlement in excess of five (5) cheques | Event | $10.00 |
| DUPLICATESTATEMENTFEE — Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you. | Event | $2.00 |
| LANDTITLE — Priced on application - Payable when you request us to produce a title deed | Cash advance | $0.00 |
| LEGALCOSTS — Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security | Cash advance | $0.00 |
| SECURITYSEARCH — Priced on application - Payable if we need to search a register in relation to any security | Cash advance | $0.00 |
| VALFEE — Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or security, or for a progress payment under a construction loan | Cash advance | $0.00 |
| SWITCHFEE — Payable when you convert from one interest rate option to another. This fee is in addition to any break costs payable | Event | $300.00 |
| CONTRACTVARIATIONFEE — Payable in the event we agree to vary your loan agreement | Event | $300.00 |
| FEECARDREP — Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card | Event | $10.00 |
| DISHONOURFEE — Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured | Payment | $16.00 |

## Features

- **Digital banking** (Online Banking enabled)
- **No monthly account keeping fees**
- **Flexible Repayment terms available**
- **Option of interest only repayments**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Must be an Australian resident or citizen, with an Australian residential mailing address
- ** Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply**
- **Business customers** (Available to Businesses)
- **Maximum Loan to Value Ratio of 65%**

## Constraints

- **Minimum limit** — $20,000.00

## More information from Hume Bank

- [Overview](https://www.humebank.com.au/business/business-finance/#segment-6201)
- [Terms & conditions](https://www.humebank.com.au/tools-help/product-tcs/)

## Data provenance

- Published by Hume Bank under the Consumer Data Right
- Product ID: `L48V1`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hume-bank/L48V1
- Provider page: https://www.cdrcompare.au/brands/hume-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000213

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hume-bank/products/L48V1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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