liteBlue O/Occ I/O (90%-95% LVR)
A straight up low rate home loan that's easy to understand. With perks that make sense, like no ongoing fees and free online redraw.
- From (owner occupied)
- 7.29%
- 6.97% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest is calculated daily and applied monthly | 7.29% | 6.97% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LBAPPFEE This fee is a once off charge for a liteBlue application | Payment | $199.00 |
| TITLEPRODFEE Payable when you ask us to produce the title to you or another credit provider | Event | $150.00 |
| TITLESEARCH Payable when you undertake a title search in relation to any security | Event | $50.00 |
| SETTLEMENTATTFEE Payable when we are required to attend any settlement on your behalf | Event | $75.00 |
| SEARCHFEE Payable when we undertake any search in relation to your company or business at ASIC | Event | $20.00 |
| PROGPAYMENT Payable on the 8th and any subsequent drawdown on a construction loan | Event | $30.00 |
| PHOTOCOPYFEE $3 per page. Payable when you ask us to photocopy documents for you |
Features
- Digital banking
- Redraw facility
- Unlimited redraw using online banking
- No monthly account keeping fees
- Flexible Repayments - weekly, fortnightly or monthly
- eStatements only on this product
- Extra repayments
Eligibility
- Minimum age — 18 years18
- Maximum Loan to Value Ratio of 95%
- Residency status — Must be an Australian resident or citizen, with an Australian residential mailing address
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
Constraints
- Minimum LVR — 90%
- Maximum LVR — 95%
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 17 June 2026 · Product ID LB9095OOIO_V1 · View on CDR.gov.au