myBlue Deposit Scheme 4 Year Fix O/Occ P+I (up to 98% LVR)
To support the Governments initiative to help more Australians buy their first home sooner. At Hume Bank, we're here to make your first home journey easier with competitive rates and features
- From (owner occupied)
- 6.59%
- 6.27% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 4 years Interest is calculated daily and applied monthly | 6.59% | 6.27% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| TITLEPRODFEE Payable when you ask us to produce the title to you or another credit provider | Event | $150.00 |
| TITLESEARCH Payable when you undertake a title search in relation to any security | Event | $50.00 |
| SETTLEMENTATTFEE Payable when we are required to attend any settlement on your behalf | Event | $75.00 |
| SEARCHFEE Payable when we undertake any search in relation to your company or business at ASIC | Event | $20.00 |
| PROGPAYMENT Payable on the 8th and any subsequent drawdown on a construction loan | Event | $30.00 |
| PHOTOCOPYFEE $3 per page. Payable when you ask us to photocopy documents for you | Event | $3.00 |
| DISCHARGE_FEE Payable when any security is wholly or partially discharged. |
Features
- Redraw facility
- Unlimited redraw using online banking
- Digital banking
- No monthly account keeping fees
- Flexible Repayments - weekly, fortnightly or monthly
- Split loans available
- Offset account
- Customers can receive up to 8 offset accounts in total.
- Extra repayments
- Extra repayments up to 25% of the loan amount at the time of fixing can be made whilst on a fixed rate
Eligibility
- Minimum age — 18 years18
- Maximum Loan to Value Ratio of 98%
- Residency status — Must be an Australian resident or citizen, with an Australian residential mailing address
- Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply
- Must be eligible for the First Home Loan Deposit Scheme
Constraints
- Maximum LVR — 98%
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 17 June 2026 · Product ID MBDSSUB98Fix4OOPI_V1 · View on CDR.gov.au · View Source Data (JSON)