Flexible Loan Offset Account
Enjoy the flexibility of an everyday transaction account, while the balance offsets what's owed on an eligible Hume Bank home loan to reduce the interest you pay.
Fees
| Fee | Type | Amount |
|---|---|---|
| ARCH Archive search fee - Retrieval of account information - $50/per hour. Min $10 | Event | $10.00 |
| FEEADDCARD Additional card fee - Payable for the second and any subsequent card request per customer | Event | $10.00 |
| FEEBILLCOLL Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more | Event | $50.00 |
| FEECOINDEP Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). Not applicable when you use a coin counting $200 in value). Not applicable when you use a coin counting | Deposit | $2.00 |
| FEEDDHON Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request | Transaction | $15.00 |
| FEEINACT Inactive account fee - Where your account has not been transacted upon for a period of 24 months or more | Event | $20.00 |
| FEEFORCASH Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD | Withdrawal | 1% of balance (D) |
| FEEMANRET |
Features
- Card access
- Real-time payments (NPP)
- PayID
- Digital banking
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Additional cards
- Bill payment (BPAY) — BPAY
Eligibility
- Minimum age — 18 years18
- Must have an eligible Hume Bank Home Loan
- Residency status — Must be residing in Australia with an Australian residential mailing address
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 14 June 2026 · Product ID S14V1 · View on CDR.gov.au