iSave
Enjoy access to your money anytime, anywhere without sacrificing interest.
- Base rate
- 3.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.25% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| ARCH Archive search fee - Retrieval of account information - $50/per hour. Min $10 | Event | $10.00 |
| FEEBILLCOLL Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more | Event | $50.00 |
| FEEDDHON Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request | Transaction | $15.00 |
| FEEDDDIS Direct Debit dishonour fee - Insufficient cleared funds in your account | Event | $15.00 |
| FEEFORCASH Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD | Withdrawal | 1% of balance (D) |
| FEEFORCHQ Foreign currency cheque deposits - When you deposit a foreign currency cheque of under $5000 to your account | Deposit | $20.00 |
| FEEMANRET Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement |
Features
- Digital banking
- Real-time payments (NPP)
- PayID
- Bill payment (BPAY) — BPAY
- No monthly account keeping fee
- No regular deposit requirements or withdrawal restrictions to earn interest
- Unlimited transactions
- - Electronic
- Fraud protection
Eligibility
- Restricted to registered iBank users and requires registration for electronic statements with a valid email address.
- Minimum age — 12 years
- Residency status — Must be residing in Australia with an Australian residential mailing address
- Minimum age 14 for new to bank customers applying online
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 31 May 2026 · Product ID S19V1 · View on CDR.gov.au