Visa Value
Our most popular card: no mess, no fuss, and no nasty surprises.
- Purchase rate
- 11.95%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 11.95% | — | — |
| Cash advance | 19.95% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| FEECARDREP Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card | Event | $10.00 |
| FEECARDOSEAS Payable when a replacement card is to be sent overseas | Event | $250.00 |
| FEECHGBACK When you make a request for a chargeback | Event | $30.00 |
| FEECARDCOUR When a Visa Debit Card is requested to be delivered by express post | Event | $50.00 |
| FEESTATDUP $2 per page. Charged when a duplicate statement or interim fee is requested | Event | $2.00 |
| FEEFORCON Payable on any transaction to your account in a currency other than Australian dollars. | Transaction | 2.85% of balance (D) |
| FEELATEPAY Charged when your repayment is not made by the due date |
Features
- Card access
- Additional cards
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Interest-free period — 55 days
- 55 days interest free
- Unlimited transactions
- Digital banking
- Balance transfers
Eligibility
- Minimum age — 18 years
- Residency status — Must be an Australian resident or citizen, with an Australian residential mailing address
Constraints
- Minimum limit — $500.00
- Maximum limit — $20,000.00
More Information
Published by Hume Bank under the Consumer Data Right · Last updated 1 May 2026 · Product ID S31V1 · View on CDR.gov.au · View Source Data (JSON)