---
title: "Visa Clear — Hume Bank"
description: "Credit & Charge Cards from Hume Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hume-bank/products/S32V1
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-01T11:47:56.000+10:00
---

# Visa Clear — Hume Bank

> Credit & Charge Cards from Hume Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards · HUME BANK LIMITED**

One for the everyday spenders who make good use of their plastic.

## At a glance

- **Purchase rate:** 14.95%

## Apply

Applications are handled by the provider: [Apply at Hume Bank](https://www.humebank.com.au/everyday/hume-clear-visa-credit-card/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase | 14.95% | — | — |
| Cash advance | 19.95% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| FEEVISAAN | Ongoing | $30.00 |
| FEECARDREP — Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card | Event | $10.00 |
| FEECARDOSEAS — Payable when a replacement card is to be sent overseas | Event | $250.00 |
| FEECHGBACK — When you make a request for a chargeback | Event | $30.00 |
| FEECARDCOUR — When a Visa Debit Card is requested to be delivered by express post | Event | $50.00 |
| FEESTATDUP — $2 per page. Charged when a duplicate statement or interim fee is requested | Event | $2.00 |
| FEELATEPAY — Charged when your repayment is not made by the due date | Event | $20.00 |
| FEEVOUCHRET — Payable each time we are asked to provide a copy of a visa card transaction voucher. This fee will not be charged if the voucher retrieval relates to a disputed transaction and the dispute is resolved in your favour | Event | $30.00 |
| FEEFORCON — Payable on any transaction to your account in a currency other than Australian dollars. | Transaction | 2.85% of balance (D) |

## Features

- **Additional cards**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Interest-free period** — 55 days (55 days interest free)
- **Unlimited transactions**
- **Digital banking**
- **Balance transfers**
- **Free additional card holder**
- **Card access**
- **Digital wallet** — Samsung Wallet
- **Digital wallet** — Garmin Pay
- **Real-time payments (NPP)**
- **Loyalty points program**
- **Bill payment (BPAY)** — BPAY
- **Fraud protection**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Must be an Australian resident or citizen, with an Australian residential mailing address

## Constraints

- **Minimum limit** — $500.00
- **Maximum limit** — $50,000.00

## More information from Hume Bank

- [Overview](https://www.humebank.com.au/personal/credit-cards/hume-clear-visa)
- [Terms & conditions](https://www.humebank.com.au/tools-help/product-tcs/)
- [Eligibility](https://www.humebank.com.au/tools-help/product-tcs/)
- [Fees & pricing](https://www.humebank.com.au/everyday/hume-clear-visa-credit-card/)

## Data provenance

- Published by Hume Bank under the Consumer Data Right
- Product ID: `S32V1`
- Last updated by the provider: 1 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hume-bank/S32V1
- Provider page: https://www.cdrcompare.au/brands/hume-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000213

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hume-bank/products/S32V1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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