---
title: "Essential — Hume Bank"
description: "Transaction & Savings Accounts from Hume Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hume-bank/products/S60V1
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-28T10:31:03.000+10:00
---

# Essential — Hume Bank

> Transaction & Savings Accounts from Hume Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · HUME BANK LIMITED**

The essential transaction account

## Apply

Applications are handled by the provider: [Apply at Hume Bank](https://applynow.humebank.com.au/rao/s/portal?type=essential)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ARCH — Archive search fee - Retrieval of account information - $50/per hour. Min $10 | Event | $10.00 |
| FEEBILLCOLL — Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more | Event | $50.00 |
| FEEBRTRANS — Branch Transaction - Payable when you request a staff assisted transaction to another Financial Institution | Withdrawal | $2.00 |
| FEECARDREP — Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card | Event | $10.00 |
| FEECASHBR — Cash withdrawal fee - When cash is withdrawn at branch | Withdrawal | $2.00 |
| FEECOINDEP — Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). Not applicable when you use a coin counting $200 in value). Not applicable when you use a coin counting | Deposit | $2.00 |
| FEEFORCASH — Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD | Withdrawal | 1% of balance (D) |
| FEEMANRET — Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement | Event | $15.00 |
| FEEPPALT — Periodical payment alteration - Each additional alteration after a total of four consecutive alterations | Event | $5.00 |
| FEECHQSPECCL — Special cheque clearance - Special request for priority clearance on a cheque deposited to your account | Event | $15.00 |
| FEETT — Telegraphic Transfer - When you send money overseas in a foreign currency online | Transaction | $15.00 |
| FEETTAUD — Telegraphic Transfer AUD - When you send money overseas in Australian Dollars | Event | $50.00 |
| FEEDETRACE — Transaction trace fee  - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction | Event | $20.00 |
| FEEDDDIS — Direct Debit dishonour fee - Insufficient cleared funds in your account | Event | $15.00 |
| FEEFORCHQ — Foreign currency cheque deposits - When you deposit a foreign currency cheque of under $5000 to your account | Deposit | $20.00 |
| FEERTGS — Real Time Gross Settlement - Where you request a transaction to be processed via RTGS | Event | $20.00 |
| FEESTATREQ — Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page | Event | $2.00 |
| FEETTBR — Telegraphic Transfer - When you send money overseas in a foreign currency staff assisted | Transaction | $30.00 |
| FEECARDCOUR — When a Visa Debit Card is requested to be delivered by express post | Event | $50.00 |

## Features

- **Additional cards**
- **Card access**
- **Digital banking**
- **Digital wallet** — Apple Pay
- **Real-time payments (NPP)**
- **PayID**
- **Digital wallet** — Google Pay
- **Bill payment (BPAY)** — BPAY
- **Digital wallet** — Samsung Wallet
- **Digital wallet** — Garmin Pay
- **No monthly account keeping fee**
- **Electronic or paper statements**
- **Unlimited, electronic and staff assisted transactions**
- **Fraud protection**

## Eligibility

- **Minimum age** — 12 years
- **Residency status** — Must be residing in Australia with an Australian residential mailing address
- **Minimum age 14 for new to bank customers applying online**

## More information from Hume Bank

- [Overview](https://www.humebank.com.au/everyday/essential-account/)
- [Terms & conditions](https://www.humebank.com.au/tools-help/product-tcs/)
- [Eligibility](https://www.humebank.com.au/tools-help/product-tcs/)
- [Fees & pricing](https://www.humebank.com.au/everyday/essential-account/)

## Data provenance

- Published by Hume Bank under the Consumer Data Right
- Product ID: `S60V1`
- Last updated by the provider: 28 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hume-bank/S60V1
- Provider page: https://www.cdrcompare.au/brands/hume-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000213

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hume-bank/products/S60V1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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