---
title: "Business Account — Hume Bank"
description: "Transaction & Savings Accounts from Hume Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/hume-bank/products/S9V1
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-28T10:38:34.000+10:00
---

# Business Account — Hume Bank

> Transaction & Savings Accounts from Hume Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · HUME BANK LIMITED**

A straight forward transaction account designed for businesses, with no monthly fees and an optional overdraft.

## At a glance

- **Base rate:** 0.01%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | — | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| FEECHQDEP — Cheque Deposit fee - Payable when depositing a cheque | Deposit | $0.30 |
| FEEMERCH — ANZ merchant envelope deposit | Deposit | $2.00 |
| FEEPOSWTH — Eftpos withdrawal fee | Withdrawal | $0.50 |
| FEEREJ — Card transaction rejection - Charged when a POS transaction has been rejected | Withdrawal | $0.50 |
| FEEPOSPURCH — POS purchase using card | Purchase | $0.50 |
| FEEBRTRANS — Branch Transaction - Payable when you request a staff assisted transaction to another Financial Institution | Withdrawal | $2.00 |
| ARCH — Archive search fee - Retrieval of account information - $50/per hour. Min $10 | Event | $10.00 |
| FEECOINDEP — Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). Not applicable when you use a coin counting $200 in value). Not applicable when you use a coin counting | Deposit | $2.00 |
| FEEDDHON — Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request | Transaction | $15.00 |
| FEEFORCASH — Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD | Withdrawal | 1% of balance (D) |
| FEEMANRET — Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement | Event | $15.00 |
| FEEPPALT — Periodical payment alteration - Each additional alteration after a total of four consecutive alterations | Event | $5.00 |
| FEECHQSPECCL — Special cheque clearance - Special request for priority clearance on a cheque deposited to your account | Event | $15.00 |
| FEETT — Telegraphic Transfer - When you send money overseas in a foreign currency online | Transaction | $15.00 |
| FEETTAUD — Telegraphic Transfer AUD - When you send money overseas in Australian Dollars | Event | $50.00 |
| FEEDETRACE — Transaction trace fee  - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction | Event | $20.00 |
| FEEDDDIS — Direct Debit dishonour fee - Insufficient cleared funds in your account | Event | $15.00 |
| FEEFORCHQ — Foreign currency cheque deposits - When you deposit a foreign currency cheque of under $5000 to your account | Deposit | $20.00 |
| FEERTGS — Real Time Gross Settlement - Where you request a transaction to be processed via RTGS | Event | $20.00 |
| FEESTATREQ — Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page | Event | $2.00 |
| FEECHQDIS — Dishonour fee personal or business cheque - Insufficient cleared funds in your account, cheque returned to drawer | Event | $20.00 |
| FEESTOPCHQ — Stop cheque request - When you ask us to stop a cheque | Event | $5.00 |
| FEEMEMCHQ — Member cheque - Payable when a cheque is deposited into an account | Deposit | $0.80 |
| FEETTBR — Telegraphic Transfer - When you send money overseas in a foreign currency staff assisted | Transaction | $30.00 |

## Features

- **Bill payment (BPAY)** — BPAY
- **Real-time payments (NPP)**
- **PayID**
- **Card access**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Overdraft available**
- **Integration options with accounting software including MYOB and Xero**
- **External payroll processing**
- **Digital wallet** — Samsung Wallet
- **Digital wallet** — Garmin Pay
- **Electronic or paper statements**
- **Digital banking**
- **No monthly account keeping fee**
- **Chequebook access only available on accounts that have an existing cheque facility attached with a chequebook issued prior to 30 June 2025**
- **Additional cards**
- **Unlimited transactions** ( - Electronic)
- **Fraud protection**

## Eligibility

- **Business customers**

## More information from Hume Bank

- [Overview](https://www.humebank.com.au/business/bank-accounts/business-account)
- [Terms & conditions](https://www.humebank.com.au/tools-help/product-tcs/)
- [Eligibility](https://www.humebank.com.au/tools-help/product-tcs/)
- [Fees & pricing](https://www.humebank.com.au/business/business-account/)

## Data provenance

- Published by Hume Bank under the Consumer Data Right
- Product ID: `S9V1`
- Last updated by the provider: 28 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/hume-bank/S9V1
- Provider page: https://www.cdrcompare.au/brands/hume-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000213

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/hume-bank/products/S9V1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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