IMB Bank
Transaction & Savings Accounts
14
Kick Start your savings with the IMB Reward Saver Kick Start Account. Designed for teens and young adults under 30.
An everyday bank account made for teens and young adults under 30.
Enjoy competitive interest rates without the need to lock your money away.
A low cost, highly flexible investment and transaction account wrapped into one simple solution. For registered self managed super funds.
The IMB Everyday Account comes with a great range of access options and no monthly account keeping fee, you'll just pay for the transactions you do.
Enjoy a hassle free Christmas with the IMB Christmas Club Account. Earn bonus interest for regular saving then access your savings in November and December to pay for Christmas.
A high interest transaction account available to members 50 years or over, or members who recieve an eligible permanent pension.
An account made for Kids. The IMB Zoo Account is a fun, interactive account that encourages kids to save by rewarding them for their efforts.
IMB Business Cash Management Account is ideal for businesses looking for a higher interest account on cash investments or a place to park funds.
Helps you reach your savings goals faster by rewarding you with bonus interest for regular savings
Access your money the way you want great features and unlimited transactions. A monthly account keeping fee applies, but is waived if you maintain a balance above $2,000 for the month.
The IMB Business Transaction Account has been designed to cater for the everyday needs of small to medium sized business owners and operators.
An account to set aside funds to meet tax obligations such as GST
This account is available only to registered real estate agents for the management of administration and office expences.
Term Deposits
2Earn great returns with an IMB Term Deposit. An IMB Term Deposit offers competitive returns for investment terms from 1 month up to 5 years for amounts of $1,000 or more. Term Deposits are a secure way to grow your savings for the future!
Negotiable interest rates available for term investment amounts over $100,000
Home Loans
8A low cost home loan option, the Budget Home Loan has a discount off IMB’s standard variable rate for the life of the loan, so you’ll always pay less. No monthly fees, unrestricted additional repayments and free Internet and Mobile Banking redraw
The IMB Essentials Home Loan allows you to save on your home loan without compromising on features. $0 IMB Establishment Fee, 100% Offset account and Life of Loan Discounted Rate.
The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalty
The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalty
The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalty
The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalty
The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalty
The Standard Variable Loan offers a competitive interest rate and a 100% offset account which means you can make all your money work towards paying off your loan faster.
Personal Loans
3For New and Used Cars up to 4 years old. With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought. No monthly fees, flexible terms of 1 - 7 years, borrow up to $125,000.
New Car? Dream holiday? Getting married? Take your dreams off hold with an IMB Secured Personal Loan. No monthly fees, flexible terms of 1 - 7 years and borrow up to $75,000.
Get what you want sooner with an IMB Unsecured Personal Loan. No security required, no ongoing account keeping fees and borrow up to $50,000
Business Loans
2IMB’s Fully Drawn Commercial Loans are designed with flexibility to help you achieve your business goals, whether it’s to establish your business or grow your investments. IMB’s commercial loan options include fixed or variable interest rates or a combination of both.
Free up working capital with IMB’s Performance Guarantee. We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations. This is secured by property mortgage or funds held on deposit.
Overdrafts
4A Secured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business
An Unsecured Business Overdraft works in conjunction with your IMB Business Transaction Account to assist you with the day-to-day working capital requirements of your business
IMB’s Commercial Credit Line is a revolving ‘line of credit’ facility designed to give you greater control and flexibility over your finances. You can easily access your credit up to the approved limit at any time you wish.
An IMB Personal Line of Credit works in conjunction with your everyday banking account, so you have the simplicity of managing one account with the added benefit of easy access to extra funds as you need them.
Regulated Trust Accounts
1Real Estate Trust Account allow funds to be held by a registered real estate agent for purchases or rental deposits i.e.holding a deposit for a property until settlement or for holding the deposit of rental payments until paid to the landlord.
Data published by IMB Bank under the Consumer Data Right · ABN 92087651974 · Register entry updated 1 July 2026 · View on CDR.gov.au