Fully Drawn Commercial Loan
Business LoansData Sharing Status
IMB’s Fully Drawn Commercial Loans are designed with flexibility to help you achieve your business goals, whether it’s to establish your business or grow your investments. IMB’s commercial loan options include fixed or variable interest rates or a combination of both.
- From
- 6.69%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Residential Security | 6.69% | — | <80% LVR |
| Fixed · 1 year 1 year fixed rate - Residential Security | 6.74% | — | — |
| Fixed · 2 years 2 year fixed rate - Residential Security | 6.84% | — | — |
| Fixed · 3 years 3 year fixed rate - Residential Security | 6.84% | — | — |
| Variable Commercial Security | 6.85% | — | <80% LVR |
| Variable Commercial Security. No monthly fee. Available via third party and broker channels only. | 6.95% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee Charged monthly | Ongoing | $30.00 |
| Application fee Percentage of the facility limit | Upfront | 0.5% of balance |
Features
- Redraw facility
- Digital banking
- Internet Banking and Mobile Banking App.
- Notifications — IMB Alerts
- IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.
- Direct Credit is available on this account type. — Direct Credit
- Receive only — Scheduled Payments
- Receive Electronic Funds Transfers (EFT) to this account type. — Receive Electronic Funds Transfers
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
Eligibility
- Business customers
- Lending criteria, terms and conditions apply
Constraints
- Minimum limit — $20,000.00
- Maximum limit — $5,000,000.00
- Minimum LVR — 0%
- Maximum LVR — 80%
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 28 May 2026 · Product ID BL-3-1 · View on CDR.gov.au