New Car Loan
Personal LoansData Sharing Status
For New and Used Cars up to 4 years old. With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought. No monthly fees, flexible terms of 1 - 7 years, borrow up to $125,000.
- From
- 6.24%
- 6.59% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed This comparison rate is based on a loan amount of $30,000 and a term of 5 years. | 6.24% | 6.59% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Application Fee | Upfront | $250.00 |
| Personal Property Securities Register fee Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files. | Upfront | $24.78 |
Features
- Digital banking
- Internet Banking and Mobile Banking App.
- Notifications — IMB Alerts
- IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.
- Direct Credit is available on this account type. — Direct Credit
- Receive Electronic Funds Transfers (EFT) to this account type. — Receive Electronic Funds Transfers
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. — Branch
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm — Phone Banking Operator Assisted
Eligibility
- Minimum age — 18 years
- Individuals only — NULL
- Residency status — Borrowers must be Australian Citizens or permanent residents.
- Lending Criteria apply — Assessment
- New Car Loans must be secured with a vehicle that is new or up to 4 years old. — Age of Security
Constraints
- Minimum limit — $2,000.00
- Maximum limit — $125,000.00
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 18 May 2026 · Product ID PL-2-1 · View on CDR.gov.au