---
title: "Secured Personal Loan — IMB Bank"
description: "Personal Loans from IMB Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/imb-bank/products/PL-2-2
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-19T00:00:00+10:00
---

# Secured Personal Loan — IMB Bank

> Personal Loans from IMB Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

New Car? Dream holiday? Getting married? Take your dreams off hold with an IMB Secured Personal Loan. No monthly fees, flexible terms of 1 - 7 years and borrow up to $75,000.

## At a glance

- **From:** 7.24% (7.59% comparison)

## Apply

Applications are handled by the provider: [Apply at IMB Bank](https://apply.online.imb.com.au/apply/applications/new/personalLoans/loanDetails/loanPurpose)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed (This comparison rate is based on a loan amount of $30,000 and a term of 5 years.) | 7.24% | 7.59% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Application Fee | Upfront | $250.00 |
| Personal Property Securities Register fee — Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files. | Upfront | $24.78 |

## Features

- **Digital banking** (Internet Banking and Mobile Banking App.)
- **Notifications** — IMB Alerts (IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.)
- **Direct Credit is available on this account type.** — Direct Credit
- **Receive Electronic Funds Transfers (EFT) to this account type.** — Receive Electronic Funds Transfers
- **IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.** — Branch
- **IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm** — Phone Banking Operator Assisted
- **Receive only** — Scheduled Payments
- **Extra repayments** (Unrestricted additional repayments)

## Eligibility

- **Minimum age** — 18 years
- **Individuals only** — NULL
- **Residency status** — Borrowers must be Australian Citizens or permanent residents.
- **Lending Criteria apply** — Assessment
- **Secured Personal Loans must be secured with either a new or used vehicle (up to 6 years of age)** — Age of Security

## Constraints

- **Minimum limit** — $2,000.00
- **Maximum limit** — $75,000.00

## More information from IMB Bank

- [Overview](https://www.imb.com.au/banking/personal-loans/secured-personal-loan)
- [Terms & conditions](https://www.imb.com.au/important-information)
- [Fees & pricing](https://www.imb.com.au/help-centre/rates-and-fees)

## Data provenance

- Published by IMB Bank under the Consumer Data Right
- Product ID: `PL-2-2`
- Last updated by the provider: 18 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/imb-bank/PL-2-2
- Provider page: https://www.cdrcompare.au/brands/imb-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000096

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/imb-bank/products/PL-2-2) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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