Unsecured Personal loan
Personal LoansData Sharing Status
Get what you want sooner with an IMB Unsecured Personal Loan. No security required, no ongoing account keeping fees and borrow up to $50,000
- From
- 9.24%
- 9.6% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed This comparison rate is based on a loan amount of $30,000 for a term of 5 years | 9.24% | 9.6% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Application Fee | Upfront | $250.00 |
Features
- Digital banking
- Internet Banking and Mobile Banking App.
- Notifications — IMB Alerts
- IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.
- Direct Credit is available on this account type. — Direct Credit
- Receive Electronic Funds Transfers (EFT) to this account type. — Receive Electronic Funds Transfers
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. — Branch
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm — Phone Banking Operator Assisted
Eligibility
- Minimum age — 18 years
- Individuals only — NULL
- Residency status — Borrowers must be Australian Citizens or permanent residents.
- Lending Criteria apply — Assessment
Constraints
- Minimum limit — $2,000.00
- Maximum limit — $50,000.00
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 18 May 2026 · Product ID PL-2-3 · View on CDR.gov.au