Negotiable Interest Term Account (NITA)
Negotiable interest rates available for term investment amounts over $100,000
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques Maximum charge. Charges either wholly or partly imposed by third parties. | Event | $16.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over Per page | Event | $0.50 |
| Interest statement - Electronic Per page | Event | $2.50 |
| Copy of withdrawal or deposit form | Event | $15.00 |
| Recalculation of interest Per page | Event | $30.00 |
| Research fee Per page | Event | $30.00 |
| Retrieval of archived documents Per page |
Features
- Digital banking
- Internet Banking and Mobile Banking App.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. — Branch
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone. — Telephone Banking
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm — Phone Banking Operator Assisted
- Funds available after
- 31 Days' notice is required to withdraw funds prior to the maturity date.
Eligibility
- Pension recipients
Constraints
- Opening balance — $100,000.00
- Minimum balance — $100,000.00
- The mininum term — 30 days
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 3 March 2026 · Product ID TD-2-1 · View on CDR.gov.au