Zoo Account
An account made for Kids. The IMB Zoo Account is a fun, interactive account that encourages kids to save by rewarding them for their efforts.
- Base rate
- 0.1%
- Bonus rate
- 4.4%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus Maximum 0 withdrawal in a month · Minimum $10 deposit required with no withdrawals to meet Bonus Interest Criteria | 4.4% | — | monthly |
| Variable | 0.1% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques Maximum charge. Charges either wholly or partly imposed by third parties. | Event | $16.00 |
| Trace on Electronic Debit/Credit | Event | $20.00 |
| Default Notice fee A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule and IMB issues a notice to you demanding monies. Refer to the PDS Member Guide to Transactional Banking for further information. | Event | $30.00 |
| Transfers between accounts to cover overdrawn balance | Event | $15.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over Per page | Event | $0.50 |
| Interest statement - Electronic Per page | Event |
Features
- Unlimited transactions
- Digital banking
- Internet Banking and Mobile Banking App.
- PayID
- Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments.
- Direct Credit is available on this account type. — Direct Credit
- Receive Electronic Funds Transfers (EFT) to this account type. — Receive Electronic Funds Transfers
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. — Branch
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm — Phone Banking Operator Assisted
Eligibility
- Minimum age — 0 years
- Maximum age — 12 years
- Individuals only
Constraints
- Opening balance — $1.00
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 28 May 2026 · Product ID TSA-29-1 · View on CDR.gov.au