DIY Super Account
Transaction & Savings AccountsData Sharing Status
A low cost, highly flexible investment and transaction account wrapped into one simple solution. For registered self managed super funds.
- Base rate
- 2.65%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 2.65% | $5,000 & above | monthly |
| Variable | 0% | Up to $4,999.99 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques Maximum charge. Charges either wholly or partly imposed by third parties. | Event | $16.00 |
| Phone Banking - Operator Assisted – Purchase Financial Institution Cheque Per cheque | Withdrawal | $6.00 |
| Phone Banking - Operator Assisted – Cheque bill payments Per cheque | Withdrawal | $6.00 |
| Phone Banking - Operator Assisted - All other financial transactions Excludes phone enquiry, Cheque withdrawal/cheque bill payment. | Transaction | $0.50 |
| Over the counter - cash deposit | Deposit | $0.50 |
| Over the counter - Cheque deposit Fee applies to each account that a cheque is deposited into. If a cheque deposit is split across multiple accounts, the fee is applied to each account separately. | Deposit | $0.75 |
| Over the counter - Branch cash withdrawal |
Features
- Free transaction allowance
- IMB's Member Transaction Allowance applies to offset transaction fees on this account.
- Digital banking
- Internet Banking and Mobile Banking App.
- PayID
- Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments.
- Real-time payments (NPP)
- This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds
- Bill payment (BPAY) — BPAY
- BPAY® is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills.
- Notifications — IMB Alerts
- IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.
Eligibility
- Business customersOnly available to Registered Self-Managed Superannuation Funds
Constraints
- Opening balance — $1.00
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 28 May 2026 · Product ID TSA-35-1 · View on CDR.gov.au