Christmas Club Account
Transaction & Savings AccountsData Sharing Status
Enjoy a hassle free Christmas with the IMB Christmas Club Account. Earn bonus interest for regular saving then access your savings in November and December to pay for Christmas.
- Bonus rate
- 3.25%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Bonus | 3.25% | — | yearly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques Maximum charge. Charges either wholly or partly imposed by third parties. | Event | $16.00 |
| Trace on Electronic Debit/Credit | Event | $20.00 |
| Default Notice fee A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule and IMB issues a notice to you demanding monies. Refer to the PDS Member Guide to Transactional Banking for further information. | Event | $30.00 |
| Transfers between accounts to cover overdrawn balance | Event | $15.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over Per page | Event | $0.50 |
| Interest statement - Electronic Per page | Event |
Features
- Digital banking
- Internet Banking and Mobile Banking App.
- PayID
- Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments.
- Direct Credit is available on this account type. — Direct Credit
- Receive Electronic Funds Transfers (EFT) to this account type. — Receive Electronic Funds Transfers
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. — Branch
- IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone. — Telephone Banking
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
Eligibility
- Pension recipients
- Individuals only
Constraints
- Opening balance — $1.00
More Information
Published by IMB Bank under the Consumer Data Right · Last updated 28 May 2026 · Product ID TSA-6-1 · View on CDR.gov.au · View Source Data (JSON)