Personal Term Deposits
Term DepositsData Sharing Status
A high interest rate guaranteed for the term. You choose the timeframe.
- Fixed rate
- 5.3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 5.05% | — | at maturity |
| Fixed Get a fixed interest rate guaranteed for your timeframe of choice on deposits of $10,000 or more. | 5% | — | at maturity |
| Fixed | 5.2% | — | at maturity |
| Fixed | 5% | — | at maturity |
| Fixed | 5.1% | — | at maturity |
| Fixed | 5% | — | at maturity |
| Fixed | 5.3% | — | at maturity |
| Fixed For terms of more than one year, interest is credited to your account on the Anniversary Date and on the day prior to the maturity date. | 4.7% | — | at maturity |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account fee Charged monthly · There are $0 monthly fees. | Ongoing | $0.00 |
| Early withdrawal You may withdraw all (but not part) of your deposit before the end of the term. A reduced rate of interest will apply in these circumstances. You'll need to give us at least 31 days' advance notice (except in the case of hardship). | Exit | $0.00 |
Features
- Digital banking
Eligibility
- Minimum age — 18 yearsYou must be aged 18 or over.
- You must be an Australian resident for taxation purposes.
Constraints
- Minimum balance — $10,000.00Minimum balance of $10,000.
- Opening balance — $10,000.00Minimum balance of $10,000.
- Maximum balance — $5,000,000.00We may not accept a deposit to your Personal Term Deposit if it would result in the combined deposits of all your Personal Term Deposit(s) (whether in individual or joint names) exceeding $5,000,000.
More Information
Published by ING BANK (Australia) Ltd under the Consumer Data Right · Last updated 16 June 2026 · Product ID 26ab99ae-81ed-44d0-933f-b6d9f0f4b004 · View on CDR.gov.au