Orange One Rewards Platinum
Credit & Charge CardsData Sharing Status
The credit card that comes with up to $30 a month cashback on your spend, and no ING international transaction fees when you shop overseas or online.
- Purchase rate
- 16.99%
- Annual fee
- $149.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount Use instalment plans to pay off your purchases over time at a lower interest rate. | 9.99% | — | — |
| Cash advance | 16.99% | — | — |
| Purchase | 16.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual fee Charged yearly · With an annual fee of $149. | Ongoing | $149.00 |
| Late payment fee | Late payment | $30.00 |
| Additional card holder fee Charged yearly · $10/year per additional card. | Ongoing | $10.00 |
| International transactions Pay no ING fees on international transactions (online, overseas and over the phone) | Transaction | 0% of transaction |
| International ATM withdrawal ATM operators may charge you a fee which won’t be rebated | Withdrawal | $0.00 |
| Cash advance fee The greater of $3 or 3% of the cash advance amount. | Cash advance | 3% of transaction |
Features
- Card access — Visa Credit Card
- Available worldwide where Visa is accepted and EFTPOS is available.
- Unlimited transactions
- Unlimited electronic transactions.
- Digital wallet — Apple Pay
- Leave your wallet at home and pay the easy way with Apple Pay.
- Digital banking
- Insurance included — Travel insurance
- Receive complimentary international travel insurance.
- Bill payment (BPAY) — BPAY
- Make payments the easy way.
- Notifications — Transaction notification
Eligibility
- Minimum age — 18 yearsYou must be aged 18 or over.
- Minimum income — $36,000.00 p.a.You must meet any salary or regular deposit condition that we advise at the time you apply.
- Residency status — AUAvailable to Australian citizen or Australian permanent resident.
- Residency status — NZAvailable to New Zealand citizen.
- Have and maintain an Australian residential address.
- You need to hold, or have applied for, an ING Orange Everyday Transaction Account at the time you apply.
- Monthly Auto-Pay from a linked ING account for the Minimum or Full Amount.
Constraints
- Minimum limit — $6,000.00
- Maximum limit — $30,000.00
More Information
Published by ING BANK (Australia) Ltd under the Consumer Data Right · Last updated 6 July 2026 · Product ID a4ea7460-9e69-499d-84dd-f281c7a04130 · View on CDR.gov.au