Savings Maximiser
High variable interest rate. And no fees or penalties on withdrawals.
- Base rate
- 0.01%
- Bonus rate
- 5.49%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
| Bonus · 1 month When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000. · For customers who also have an Orange Everyday bank account and do this each month: Grow their nominated Savings Maximiser balance (excluding interest earned for the current month). · For customers who also have an Orange Everyday bank account and do this each month: Deposit at least $1,000 from an external source to any personal ING account in their name (excluding Living Super and Orange One) · For customers who also have an Orange Everyday bank account and do this each month: Make 5 or more settled (not pending) eligible ING card purchases | 5.49% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account fee Charged monthly · There are $0 monthly fees. | Ongoing | $0.00 |
Features
- Unlimited transactions
- Unlimited electronic transactions.
- Digital banking
- PayID
- No need for BSB and account number. Receive real time payments using your own unique ID.
- Real-time payments (NPP)
- Notifications — Transaction notification
- Receive SMS notifications when your balance is above or below an amount, a withdrawal or deposit is made or when your salary is deposited.
Eligibility
- Minimum age — 18 yearsYou must be aged 18 or over.
- You must be an Australian resident for taxation purposes.
Constraints
- Maximum balance — $5,000,000.00We may not accept a deposit to your Savings Maximiser if it would result in the combined deposits of all your Savings Maximiser(s) (whether in individual or joint names) exceeding $5,000,000.
More Information
Published by ING BANK (Australia) Ltd under the Consumer Data Right · Last updated 28 June 2026 · Product ID b7bb9da4-3913-484c-8d2d-3fc99b9b4a72 · View on CDR.gov.au · View Source Data (JSON)