ING Personal Loan
Personal LoansData Sharing Status
Unsecured personal loan with a low fixed rate, monthly Loan Service Fee and no early repayment fees.
- From
- 6.19%
- 7.03% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed | 6.19% | 7.03% | — |
| Fixed | 6.89% | 8.72% | — |
| Fixed | 7.49% | 9.32% | — |
| Fixed | 8.49% | 10.32% | — |
| Fixed | 8.99% | 10.81% | — |
| Fixed | 9.99% | 11.81% | — |
| Fixed | 13.99% | 14.8% | — |
| Fixed | 16.49% | 17.29% | — |
| Fixed | 19.99% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Service Fee Charged monthly · There is a Monthly Loan service fee | Ongoing | $8.00 |
| Late payment fee | Late payment | $30.00 |
| Early repayment fee Flexibility to make extra repayments without charge. You won’t be hit with early repayment fees if you pay the loan off early. | Exit | $0.00 |
| Establishment fee | Event | $199.00 |
| Interim statement fee | Event | $7.00 |
Features
- Digital banking
- Same day funds. If you are an existing ING customer, the money can be received into your Orange Everyday on the same day as you accept your loan offer.
- Choice of 2, 3, 4, 5, 6 or 7 year loan terms with fortnightly or monthly repayments. 6 and 7 year loan terms only available for amounts above $30,000.
Eligibility
- Minimum age — 18 yearsYou must be aged 18 or over.
- Minimum income — $36,000.00 p.a.You must meet any salary or regular deposit condition that we advise at the time you apply.
- Residency status — AUAvailable to Australian citizen or Australian permanent resident.
- Residency status — NZAvailable to New Zealand citizen.
- Have and maintain an Australian residential address.
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $60,000.00
More Information
Published by ING BANK (Australia) Ltd under the Consumer Data Right · Last updated 15 April 2026 · Product ID f9349fd9-7f0e-423a-8e2d-035d8be6c65a · View on CDR.gov.au