Personal Term Deposits
Term DepositsData Sharing Status
Earn a competitive, fixed interest rate on your deposit with Judo Bank.
- Fixed rate
- 5.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Interest paid annually | 5.5% | — | yearly |
| Fixed Interest paid monthly | 4.3% | — | monthly |
| Fixed Interest paid monthly | 4.85% | — | monthly |
| Fixed Interest paid monthly | 5.25% | — | monthly |
| Fixed Interest paid at maturity | 4.95% | — | every 6 months |
| Fixed Interest paid at maturity | 5.35% | — | yearly |
| Fixed Interest paid at maturity | 5.05% | — | every 10 months |
Features
- No Fees.
- Fund via Direct Debit or BPAY.
- Confirmation Letter provided.
- Scheduled, periodic payments available.
- Rollover facility available.
- 10 calendar days rollover cooling off period.
- All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme. Government Deposit Guarantee - Financial Claims Scheme
- A loyalty bonus may be offered if you automatically roll over your term deposit into a new term with Judo.
Eligibility
- Minimum age — 18 years
- Residency status — An Australian citizen, permanent resident or Australian resident for tax purposes.
- Individuals onlyThe account should be used in personal capacity or for personal use. It must not be opened or used for business or trustee purposes, for business deposits contact JUDO on 13 58 36.
Constraints
- Minimum balance — $1,000.00
- Opening balance — $1,000.00
- Maximum balance — $2,000,000.00Online maximum deposits are up to $2,000,000, for amounts above $2,000,0000, contact JUDO on 13 58 36 for assistance.
More Information
Published by Judo Bank under the Consumer Data Right · Last updated 14 July 2026 · Product ID 09c281bb-27cb-4daf-88f4-067e28d37ea4 · View on CDR.gov.au