--- title: "Personal Term Deposits — Judo Bank" description: "Term Deposits from Judo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/judo-bank/products/09c281bb-27cb-4daf-88f4-067e28d37ea4 source: "CDR Compare" language: en-AU last_updated: 2026-08-21T00:24:43.340944Z --- # Personal Term Deposits — Judo Bank > Term Deposits from Judo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** Earn a competitive, fixed interest rate on your deposit with Judo Bank. ## At a glance - **Fixed rate:** 5.5% (4 years) ## Apply Applications are handled by the provider: [Apply at Judo Bank](https://www.judo.bank/personal-term-deposit) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 7 months (Interest paid monthly) | 5.35% | — | monthly | | Fixed · 4 years (Interest paid annually) | 5.5% | — | yearly | | Fixed · 6 months (Interest paid monthly) | 4.85% | — | monthly | | Fixed · 6 months (Interest paid at maturity) | 4.95% | — | at maturity | | Fixed · 1 year (Interest paid monthly) | 5.25% | — | monthly | | Fixed · 11 months (Interest paid at maturity) | 5.25% | — | at maturity | | Fixed · 4 years (Interest paid monthly) | 5.4% | — | monthly | | Fixed · 9 months (Interest paid monthly) | 4.85% | — | monthly | | Fixed · 11 months (Interest paid monthly) | 5.15% | — | monthly | | Fixed · 9 months (Interest paid at maturity) | 4.95% | — | at maturity | | Fixed · 3 months (Interest paid monthly) | 4.85% | — | monthly | | Fixed · 10 months (Interest paid monthly) | 4.95% | — | monthly | | Fixed · 5 months (Interest paid monthly) | 4.8% | — | monthly | | Fixed · 2 years (Interest paid annually) | 5.4% | — | yearly | | Fixed · 5 years (Interest paid monthly) | 5.4% | — | monthly | | Fixed · 1 month (Interest paid at maturity) | 2.1% | — | at maturity | | Fixed · 4 months (Interest paid monthly) | 4.75% | — | monthly | | Fixed · 2 months (Interest paid at maturity) | 2.3% | — | at maturity | | Fixed · 4 months (Interest paid at maturity) | 4.85% | — | at maturity | | Fixed · 2 months (Interest paid monthly) | 2.2% | — | monthly | | Fixed · 8 months (Interest paid monthly) | 4.85% | — | monthly | | Fixed · 5 months (Interest paid at maturity) | 4.9% | — | at maturity | | Fixed · 3 months (Interest paid at maturity) | 4.95% | — | at maturity | | Fixed · 8 months (Interest paid at maturity) | 4.95% | — | at maturity | | Fixed · 10 months (Interest paid at maturity) | 5.05% | — | at maturity | | Fixed · 5 years (Interest paid annually) | 5.5% | — | yearly | | Fixed · 2 years (Interest paid monthly) | 5.3% | — | monthly | | Fixed · 3 years (Interest paid monthly) | 5.3% | — | monthly | | Fixed · 3 years (Interest paid annually) | 5.4% | — | yearly | | Fixed · 7 months (Interest paid at maturity) | 5.45% | — | at maturity | | Fixed · 1 month (Interest paid monthly) | 2.1% | — | at maturity | | Fixed · 1 year (Interest paid at maturity) | 5.35% | — | at maturity | ## Features - **No Fees.** - **Fund via Direct Debit or BPAY.** - **10 calendar days rollover cooling off period.** - **Rollover facility available.** - **Confirmation Letter provided.** - **All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme. Government Deposit Guarantee - Financial Claims Scheme** - **A loyalty bonus may be offered if you automatically roll over your term deposit into a new term with Judo.** - **Digital banking** (Digital Banking available.) - **Scheduled, periodic payments available.** ## Eligibility - **Individuals only** (The account should be used in personal capacity or for personal use. It must not be opened or used for business or trustee purposes, for business deposits contact JUDO on 13 58 36.) - **Residency status** — Australian citizenship or permanent residency, and reside permanently in Australia. You must be over the age of 18. - **Minimum age** — 18 years ## Constraints - **Minimum balance** — $1,000.00 - **Opening balance** — $1,000.00 - **Maximum balance** — $2,000,000.00 (Online maximum deposits are up to $2,000,000, for amounts above $2,000,0000, contact JUDO on 13 58 36 for assistance.) ## More information from Judo Bank - [Overview](https://www.judo.bank/personal-term-deposit) - [Terms & conditions](https://www.judo.bank/term-deposit-accounts-terms-and-conditions) - [Eligibility](https://www.judo.bank/personal-term-deposit) - [Fees & pricing](https://www.judo.bank/personal-term-deposit) ## Data provenance - Published by Judo Bank under the Consumer Data Right - Product ID: `09c281bb-27cb-4daf-88f4-067e28d37ea4` - Last updated by the provider: 21 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/judo-bank/09c281bb-27cb-4daf-88f4-067e28d37ea4 - Provider page: https://www.cdrcompare.au/brands/judo-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000155 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/judo-bank/products/09c281bb-27cb-4daf-88f4-067e28d37ea4) — product data published by Australian data holders under the Consumer Data Right. 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