SMSF Term Deposits
Term DepositsData Sharing Status
Earn a competitive, fixed interest rate on your SMSF Term Deposit with Judo Bank.
- Fixed rate
- 5.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Interest paid monthly | 4.85% | — | monthly |
| Fixed Interest paid monthly | 4.95% | — | monthly |
| Fixed Interest paid monthly | 5.3% | — | monthly |
| Fixed Interest paid monthly | 4.85% | — | monthly |
| Fixed Interest paid at maturity | 4.95% | — | every 6 months |
| Fixed Interest paid annually | 5.5% | — | yearly |
| Fixed Interest paid monthly | 5.15% | — | monthly |
Features
- No Fees
- All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
- Fund via Direct Debit or BPAY.
- Confirmation Letter provided
- Scheduled, periodic payments available
- Rollover facility available.
- 10 calendar days rollover cooling off period.
- Digital banking
- Digital Banking available.
Eligibility
- Minimum age — 18 years
- Residency status — An Australian citizen, permanent resident or Australian resident for tax purposes.
- An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.
Constraints
- Minimum balance — $1,000.00
- Opening balance — $1,000.00
- Maximum balance — $2,000,000.00Online maximum deposits are up to $2,000,000, for amounts above $2,000,0000, contact JUDO on 13 58 36 for assistance.
More Information
Published by Judo Bank under the Consumer Data Right · Last updated 14 July 2026 · Product ID 19c28155-27cb-4daf-88f4-067e28d3smsf · View on CDR.gov.au