Personal Savings Account
Transaction & Savings AccountsData Sharing Status
A High Interest at-call savings account with bonus interest rates if monthly criteria is met.
- Base rate
- 0.05%
- Bonus rate
- 5.3%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is calculated daily and paid monthly on your balance at a tiered interest rate. | 0.05% | — | monthly |
| Bonus Interest is calculated daily and paid monthly on your balance at a tiered interest rate. | 4.8% | Tier2 | monthly |
| Bonus Interest is calculated daily and paid monthly on your balance at a tiered interest rate. | 0% | Tier3 | monthly |
| Bonus Interest is calculated daily and paid monthly on your balance at a tiered interest rate. | 5.3% | Tier1 | monthly |
Features
- Digital banking
- Internet Banking available
- No Fees
- All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
- Fund via Direct Entry.
- Confirmation Letter provided - via email.
- Unlimited transactions
Eligibility
- Minimum age — 18 years
- Individuals onlyThe account should be used in personal capacity or for personal use.
- Residency status — An Australian citizen, permanent resident or Australian resident for tax purposes.
- Can be a Joint -applicant
Constraints
- Minimum balance — $1.00
- Opening balance — $1.00
More Information
Published by Judo Bank under the Consumer Data Right · Last updated 23 March 2026 · Product ID 63e5a9e5-f73c-434a-9221-f6f1574e4554 · View on CDR.gov.au