---
title: "Personal Savings Account — Judo Bank"
description: "Transaction & Savings Accounts from Judo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/judo-bank/products/63e5a9e5-f73c-434a-9221-f6f1574e4554
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-11T01:49:55.165688Z
---

# Personal Savings Account — Judo Bank

> Transaction & Savings Accounts from Judo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A High Interest at-call savings account with bonus interest rates if monthly criteria is met.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 5.3% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Judo Bank](https://www.judo.bank/savings-accounts/personal-savings-account)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Bonus (Interest is calculated daily and paid monthly on your balance at a tiered interest rate. · To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.) | 0% | Tier3 | monthly |
| Bonus (Interest is calculated daily and paid monthly on your balance at a tiered interest rate. · To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.) | 4.8% | Tier2 | monthly |
| Bonus (Interest is calculated daily and paid monthly on your balance at a tiered interest rate. · To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.) | 5.3% | Tier1 | monthly |
| Variable (Interest is calculated daily and paid monthly on your balance at a tiered interest rate.) | 0.05% | — | monthly |

## Features

- **Digital banking** (Internet Banking available)
- **Fund via Direct Entry.**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — The person applying for the account must be:  over 18 years of age; an Australian citizen or Permanent resident; an Australian resident for tax purposes; and living at an Australian residential address.
- **Individuals only** (The account should be used in personal capacity or for personal use. )
- **Can be a Joint -applicant**

## Constraints

- **Opening balance** — $1.00
- **Minimum balance** — $1.00

## More information from Judo Bank

- [Overview](https://www.judo.bank/savings-accounts/personal-savings-account)
- [Terms & conditions](https://www.judo.bank/savings-account-terms-and-conditions/)
- [Eligibility](https://www.judo.bank/savings-accounts/personal-savings-account)

## Data provenance

- Published by Judo Bank under the Consumer Data Right
- Product ID: `63e5a9e5-f73c-434a-9221-f6f1574e4554`
- Last updated by the provider: 11 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/judo-bank/63e5a9e5-f73c-434a-9221-f6f1574e4554
- Provider page: https://www.cdrcompare.au/brands/judo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000155

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/judo-bank/products/63e5a9e5-f73c-434a-9221-f6f1574e4554) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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