La Trobe Financial

Our Bridging Loan is a short-term financing solution that is designed to ease property transitions. It allows applicants to buy or construct a new property before finalising the sale of their existing one. La Trobe Financial combines both loans and adds the future interest onto the total loan amount. This unique feature eliminates the need for repayments during the bridging period, making the transition between properties smoother.

Our Residential-Rural Loan product is designed to help borrowers purchase rural properties. Designed for those looking to purchase or refinance non-metro rural properties, typically ranging up to 100 acres in size, for either personal or investment purposes. Whether you’re aspiring to own a rural dwelling or expand your property portfolio, our loan product provides the financial support you need.

The Everyday Heroes Loan® is our way of honouring and supporting the vital emergency service workers who consistently support our community. This specialised loan offers discounted pricing to eligible Police, Fire and Emergency Services, Australian Defence Force, and Emergency Medical Services personnel. They are our everyday heroes, and this loan is designed to acknowledge their remarkable service.

A loan for International borrowers looking to invest in Australian real estate with Foreign Investment Review Board (“FIRB”) approval.

Our residential Vacant Land Loans are tailored for individuals with dreams of purchasing vacant land, whether it’s for personal or investment use. The residential construction loans cater for both PAYG and self-employed borrowers.

A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.

Our Owner-Occupied or Investment Loans are specifically crafted for individuals seeking flexible options to match your unique needs. Enjoy the convenience of a free redraw facility and cash out for personal, business, or investment requirements. These loans are available to borrowers who can provide full income verification. At La Trobe Financial, we aim to make home ownership and property investment accessible and convenient for you.

Our Self-Employed Loans are designed directly for the self-employed community. We provide alternative options for income verification, making it easier for self-employed individuals to access financing. Whether you’re a freelancer, business owner, or entrepreneur, our loans offer tailored support to help you achieve your financial goals. At La Trobe Financial, we understand the unique financial needs of the self-employed and are here to assist you.

Our residential Construction Loans are tailored for individuals with dreams of constructing a new home, whether it’s for personal use, investment, or expanding your existing residence. The residential construction loans cater for both PAYG and self-employed borrowers. Whether you’re planning to build your dream home or invest in new properties, our loans aim to provide the financial support you need to bring your construction projects to life.