---
title: "Everyday Heroes — La Trobe Financial"
description: "Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/la-trobe-financial/products/Everyday%20Heroes
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T01:56:34Z
---

# Everyday Heroes — La Trobe Financial

> Home Loans from La Trobe Financial. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Negotiable rates**

The Everyday Heroes Loan® is our way of honouring and supporting the vital emergency service workers who consistently support our community. This specialised loan offers discounted pricing to eligible Police, Fire and Emergency Services, Australian Defence Force, and Emergency Medical Services personnel. They are our everyday heroes, and this loan is designed to acknowledge their remarkable service.

## At a glance

- **From (owner occupied):** 6.49% (6.75% comparison)

## Apply

Applications are handled by the provider: [Apply at La Trobe Financial](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest rate may differ if Lite Doc income verification used) | 6.49% | 6.75% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — Application fee is $995 for Full Doc and 0.75% for Lite Doc | Upfront | 75% of transaction |
| Application Fee — The minimum application fee of $995 | Upfront | $995.00 |
| Monthly Account Fee — Charged monthly | Ongoing | $15.00 |

## Features

- **Extra repayments** (Additional repayments are available)
- **Guarantor supported** — Guarantors with financial benefit acceptable
- **Redraw facility**
- **Bonus rewards** — 50000 (Apply for a residential loan and earn 50,000 Qantas Points when you settle an Eligible Residential Loan of $100,000 or more – plus 15,000 bonus Qantas Points on each anniversary of your loan for the first five years. Terms and conditions apply. See link.)
- **Digital banking** (Access your loan account online to view and track your loan via the La Trobe Financial website.)

## Constraints

- **Maximum limit** — $5,000,000.00 ($5,000,000 up to 80% LVR)
- **Maximum LVR** — 8000% (Maximum LVR of 80% available up to $5,000,000)
- **Minimum limit** — $100,000.00
- **Interest rate and LVR may differ depending on security property size and location**
- **Loan terms up to 30 years**

## More information from La Trobe Financial

- [Overview](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)
- [Terms & conditions](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)
- [Eligibility](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)
- [Fees & pricing](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)
- [Bundle information](https://www.latrobefinancial.com.au/lending/everyday-heroes-loan/)

## Data provenance

- Published by La Trobe Financial under the Consumer Data Right
- Product ID: `Everyday Heroes`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/la-trobe-financial/Everyday%20Heroes
- Provider page: https://www.cdrcompare.au/brands/la-trobe-financial

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/la-trobe-financial/products/Everyday%20Heroes) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)